Are You Losing Money on Your Card? — Malaysia
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Malaysia's best cashback cards — free, no sign-up.
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Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Malaysia
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| Standard Chartered Simply Cash Credit Card | Standard Chartered Malaysia | 10% | 2,501 |
| AmBank Cash Rebate Visa Platinum | AmBank | 10% | Free |
| AmBank Islamic Visa Platinum CARz Card-i | AmBank | 5% | Free |
| Alliance Bank You:nique Rebates Card | Alliance Bank Malaysia | 3% | 14,821 |
| Maybank 2 Platinum | Maybank Malaysia | — | Free |
| RHB Dual Credit Card | RHB Bank | — | Free |
| Alliance Bank Visa Infinite | Alliance Bank Malaysia | — | 438 |
| Standard Chartered Priority Banking Visa Infinite | Standard Chartered Malaysia | — | 80,012,250 |
| Standard Chartered Journey Credit Card | Standard Chartered Malaysia | — | 600,160,000 |
| AmBank Enrich Visa Infinite | AmBank | — | 5,001,100 |
Frequently asked questions
How do I know if I'm losing money on my card in Malaysia?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Malaysia and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.
