Are You Losing Money on Your Card? — Japan
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Japan's best cashback cards — free, no sign-up.
Step 1 of 3
33%
Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Japan
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| PayPay Card Gold | PayPay Card | 1.5% | 11,000 |
| PayPay Balance Card | PayPay Card | 1% | Free |
| PayPay Card | PayPay Card | 1% | Free |
| Rakuten Card | Rakuten Card | — | Free |
| Mizuho Mileage Club Card | Mizuho Bank | — | Free |
| UC Card Gold | UC Card | — | 5,500 |
| UC Card | UC Card | — | Free |
| View Gold Plus Card | View Card | — | 11,000 |
| View Card Standard | View Card | — | 524 |
| JRE CARD | View Card | — | 524 |
Frequently asked questions
How do I know if I'm losing money on my card in Japan?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Japan and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.