Are You Losing Money on Your Card? — Ireland
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Ireland's best cashback cards — free, no sign-up.
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Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Ireland
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| AIB Click Visa | AIB | — | Free |
| AIB Platinum Card | AIB | — | Free |
| AIB Be Visa | AIB | — | Free |
| BOI Classic Visa | Bank of Ireland | — | Free |
| BOI Platinum Card | Bank of Ireland | — | 76 |
| BOI Aer Credit Card | Bank of Ireland | — | 7 |
| PTSB ICE Visa | Permanent TSB | — | Free |
| PTSB Gold Card | Permanent TSB | — | Free |
| PTSB Platinum Card | Permanent TSB | — | Free |
| Revolut Standard | Revolut Ireland | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in Ireland?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Ireland and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.