Are You Losing Money on Your Card? — India
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against India's best cashback cards — free, no sign-up.
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33%
Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in India
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| IRCTC SBI Card Premier | State Bank of India | 7.25% | 0 |
| Tata Card | State Bank of India | 5% | Free |
| Paytm SBI Card SELECT | State Bank of India | 5% | 0 |
| Snapdeal | Bank of Baroda | 5% | 0 |
| CASHBACK SBI Card | State Bank of India | 5% | Free |
| BPCL SBI Card | State Bank of India | 4.25% | 0 |
| Paytm SBI Card | State Bank of India | 3% | 0 |
| Platinum Aura Edge (GSE) | IndusInd Bank | 1% | Free |
| Imperium Platinum Credit Card | IDBI Bank | — | 0 |
| Aspire Platinum Credit Card | IDBI Bank | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in India?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in India and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.