Are You Losing Money on Your Card? — Germany
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Germany's best cashback cards — free, no sign-up.
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33%
Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Germany
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| Deutsche Bank Card Plus | Deutsche Bank | — | Free |
| Sparkasse Visa Standard | Sparkasse | — | 30 |
| Postbank Mastercard Gold | Postbank | — | 59 |
| Postbank Mastercard Standard | Postbank | — | 29 |
| Volksbank ExclusiveCard Visa | Volksbank | — | 150 |
| Volksbank GoldCard Mastercard | Volksbank | — | 80 |
| Volksbank ClassicCard Visa | Volksbank | — | 35 |
| Sparkasse Visa Platinum | Sparkasse | — | 200 |
| Sparkasse Mastercard Gold | Sparkasse | — | 80 |
| easybank Platinum Double | easybank | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in Germany?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Germany and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.