Are You Losing Money on Your Card? — Canada
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Canada's best cashback cards — free, no sign-up.
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33%
Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Canada
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| Cash Back Visa Infinite Card | Toronto-Dominion Bank | 3% | 139 |
| RBC Cash Back Mastercard | Royal Bank of Canada | 2% | Free |
| RBC CashBack World Elite card | Royal Bank of Canada | 1.5% | 99 |
| mycredit Mastercard | National Bank of Canada | 1% | Free |
| RBC Avion Visa Infinite | Royal Bank of Canada | — | 120 |
| Avion Visa Infinite Business | Royal Bank of Canada | — | 175 |
| Allure Mastercard | National Bank of Canada | — | Free |
| World Elite Mastercard | National Bank of Canada | — | 150 |
| First Class Travel Visa Card | Toronto-Dominion Bank | — | 139 |
| Aeroplan Visa Infinite Card | Toronto-Dominion Bank | — | 139 |
Frequently asked questions
How do I know if I'm losing money on my card in Canada?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Canada and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.