Are You Losing Money on Your Card? — Australia
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Australia's best cashback cards — free, no sign-up.
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Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Australia
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| ING Orange One Rewards | ING Australia | 1% | 149 |
| ANZ Rewards Black | ANZ Australia | — | 375 |
| ING Orange One Low Rate | ING Australia | — | 99 |
| St. George Vertigo Platinum | St. George Bank | — | Free |
| St. George Amplify Signature | St. George Bank | — | 349 |
| St. George Amplify Platinum | St. George Bank | — | 99 |
| St. George Low Rate | St. George Bank | — | Free |
| ANZ Frequent Flyer Black | ANZ Australia | — | 425 |
| ANZ Frequent Flyer Platinum | ANZ Australia | — | 95 |
| Bendigo Bright Credit Card | bendigo bank | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in Australia?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Australia and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.