Are You Losing Money on Your Card? — United States
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against United States's best cashback cards — free, no sign-up.
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33%
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We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in United States
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| SHOPPER CASH REWARDS Card | U.S. Bancorp bank | 6% | 95 |
| Freedom Flex Credit Card | Chase Bank | 5% | Free |
| Spark Excellent Credit Card | Capital One Bank | 5% | Free |
| Freedom Unlimited Credit Card | Chase Bank | 5% | Free |
| Citi Custom CashSM Card | Citigroup Bank | 5% | Free |
| Ink Business Unlimited Card | Chase Bank | 5% | Free |
| Prime Visa | Chase Bank | 5% | Free |
| SECURED VISA CARD | U.S. Bancorp bank | 5% | Free |
| Costco Anywhere Visa Business | Citigroup Bank | 4% | Free |
| Savor Rewards | Capital One Bank | 4% | 95 |
Frequently asked questions
How do I know if I'm losing money on my card in United States?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in United States and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.