Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
UBL Address Home Loan Facility
|
UBL DRIVE
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | Age: 21 to 65 years | Minimum Age 21 years old and maximum 60 years old (salaried); minimum 21 and maximum 70 years old (self employed) |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | Finance up to 70% of the value of your preferred car |
| Repayment tenure | — | — |
| Life insurance coverage | — | — |
| Financed Amount | — | — |
| Security Deposit | — | — |
| Minimum monthly income (Salary, ) | PKR 150,000 | PKR 35,000 |
| Eligibility | — | — |
| One-time Processing Fee | Processing Charges Rs 7,500 (non-refundable) | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | Late Fees (per installment) Rs.1200 | — |
| Loan Category | — | — |
| Maximum Tenure | — | Minimum 1 year & Maximum 5 Years (Vehicles up to 1000 CC); Minimum 1 year & Maximum 3 Years (Vehicles above 1000 CC) |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | Salaried (Address Only) KIBOR + 3.5%; SEB/SEP (Address Only) KIBOR + 4% | Existing Customers 1YK + 4.25% (1-3 years) / 1YK + 4.75% (4-5 years); New to Bank Customers 1YK + 4.75% (1-3 years) / 1YK + 5.25% (4-5 years) |
| Loan Amount | Minimum loan size: Rs. 1,000,000 | — |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |