Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Personal Loan
|
Student Personal Loan
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | — | Minimum 21 years and maximum 45 years at the time of loan/first trance approval |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | — |
| Repayment tenure | — | — |
| Life insurance coverage | — | — |
| Financed Amount | — | — |
| Security Deposit | — | — |
| Minimum monthly income (Salary, ) | — | — |
| Eligibility | Salaried individuals working in the Private sector, Government of Pakistan and Armed Forces | — |
| One-time Processing Fee | No processing fee if loan is not approved | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | — | — |
| Maximum Tenure | Tenure: 1 year to 4 years | Maximum loan repayment tenor shall be 7 years from the date the loan becomes repayable including grace period of 6 months |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | Salaried - Govt./Armed Forces: 1-Year KIBOR + 14% (qualifying credit history), 1-Year KIBOR + 16% (non-qualifying credit history) | The pricing of all the programs will be 6M KIBOR only |
| Loan Amount | Minimum Loan Amount: PKR 50,000; Maximum Loan Amount: Up to PKR 2 Million | Maximum PKR 1 million only |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |