Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Jubile Roshan Aghaz Plan
|
Jubilee Pearl Takaful Plan
|
|---|---|---|
| Protection Benefit | ||
| Loan Facility | — | — |
| Inflation Protection | — | — |
| Accidental Death & Disability Benefit | ||
| Maturity Benefit | ||
| Annuity Benefit | ||
| Insurance Coverage Choice | — | — |
| Financial Security | ||
| Elaj Aasan | ||
| Income Benefit Rider | — | — |
| Premium Escalation | — | — |
| Income Tax Benefit | — | — |
| Vitality Benefits | — | — |
| Extended Term Insurance | — | — |
| Continuation Benefit | — | |
| Loyalty Bonus | — | |
| Health Insurance | ||
| Life Insurance | ||
| Travel Insurance | — | |
| Term | ||
| Covered Event | — | — |
| Free Look Period | Policyholder can cancel the policy in 14 days | Policyholder can cancel the policy in 14 days |
| Pre-existing condition (Suicide, self-Inflicted injury, drug use, etc.) | — | — |
| Enrollment Age | 18 to 65 years | 18 to 65 years |
| Coverage Age | — | — |
| Shariah Compliant | — | |
| Mnimum Premimum | — | — |
| Minimum Term Plan | 10 Years | 10-25 Years |
| Maximum Term | 57 Years | 75 years (at maturity) |
| Mode of payment | — | — |
| Managed Funds | — | — |
| Yaqeen Funds | — | — |
| Administration fee | Rs. 145 per month | Rs. 245 per month |
| Mortality charges | — | — |
| Partial withdrawal | — | |
| Allocation fee | Amount of regular basis contributions not allocated to the PIA | Amount of regular basis contributions not allocated to the PIA |
| Initial Charges | 5% bid-offer spread | 5% bid-offer spread of basic |
| Investment managment fee | 1.5% p.a of the net asset value in PIA | 1.5% p.a of the net asset value in PIA |
| Switching Fee | Four switching are free per year, more than that with 500 Rs. deduction | Four switching are free per year, more than that with 500 Rs. deduction |
| Mudarib Share | 40% of the investment share on the basis of MUDARABAH | 40% of the investment share on the basis of MUDARABAH |
| Wakalah Fee from IFTPF(PTF) | Is deducted as Wakalah Fees from IFTPF(PTF) | Is deducted as Wakalah Fees from IFTPF(PTF) |
| Full Surrender/ Partial Withdrawal Charge | — | — |
| Pre/Post Hospitilization Coverage | — | — |
| Room limit | — | — |
| Bid/ Offer Spread | — | — |
| Wakalatul Istismar fees | — | — |
| Takaful Operator's Managment | — | — |
| Surrender Charges | — | — |
| Transfer fee | — | — |
| Wakalah fee | — | — |
| Processing Fee | — | — |
| Vitality Fee | — | — |
| Policy Term | — | — |
| Premium Paying Term | — | — |
| Sum Assured | — | — |
| Unique Feature | — | — |
| Coverage | — | — |
| Pricing | — | — |
| Eligibility | — | — |
| Transport and Rescue Benefits | — | — |
| Nanny Service | — | — |
| Hospital Stays in and out Switzerland | — | — |
| Kids Care | — | — |
| Choice of doctor and hospital | — | — |
| Medicines | — | — |