Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Home Loans
|
Personal Loan
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | Minimum Age: 25 years for Primary Borrower & 22 years for Joint Borrower | — |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | — |
| Repayment tenure | — | — |
| Life insurance coverage | — | — |
| Financed Amount | — | — |
| Security Deposit | — | — |
| Minimum monthly income (Salary, ) | PKR 75,000 | — |
| Eligibility | — | Salaried individuals working in the Private sector, Government of Pakistan and Armed Forces |
| One-time Processing Fee | — | No processing fee if loan is not approved |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | — | — |
| Maximum Tenure | Flexibility to borrow funds for 2 - 25 years | Tenure: 1 year to 4 years |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | Salaried: 6 Month KIBOR+3.00%; Equity 30% or above 6 Month KIBOR+2.50%; Equity 50% or above 6 Month KIBOR+2.00% | Salaried - Govt./Armed Forces: 1-Year KIBOR + 14% (qualifying credit history), 1-Year KIBOR + 16% (non-qualifying credit history) |
| Loan Amount | Broad range of financing available - Upto PKR 50 Million (or even higher) | Minimum Loan Amount: PKR 50,000; Maximum Loan Amount: Up to PKR 2 Million |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |