Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
HSBC Advance Credit Card
|
HSBC Premier Credit Card
|
|---|---|---|
| Phone Banking | — | |
| Hotel Discounts & Offers | ||
| Fuel Back | — | — |
| SMS Alerts | — | — |
| Global Acceptance | ||
| Supplementary Cards | ||
| Exclusive Discounts | ||
| Lounge Access | Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey | Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey |
| Travel Benefits | ||
| Dinning Benefits | ||
| Entertainment Benefits | ||
| Shopping Discounts | — | — |
| Visa Assistance | — | — |
| Vehicle Assiatance | — | — |
| Lifestyle Privileges | ||
| Ticket/Flight Booking | — | |
| Extended Warranty | ||
| Medical Assistance | ||
| Purchase Protection | ||
| Internet Banking | — | |
| ARP | — | — |
| Travel Discount | Airline and hotel discounts of up to 30% with Cleartrip | — |
| Rewards Program | — | — |
| Reward Points | Advance Air Miles and dining rewards | Premier Air Miles and travel rewards |
| Maximum Credit Limit | — | — |
| Interest Free Days | ||
| Balance Transfer Rate | — | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | ||
| No. of Supplementary Cards | ||
| Payment Network | — | Mastercard |
| Annual Fees | — | No annual fee |
| Minimum Salary | — | — |
| Welcome Offer | — | Get AED 500 cashback when you apply for an Premier Credit Card today |
| Contactless Payments | — | — |
| Security and Insurance Benefits | — | — |
| Membership | — | — |
| Concierge services | — | — |
| Valet parking | Enjoy complimentary valet parking at select Valtrans locations 2 times per month, subject to minimum spends of AED 3,000 | Enjoy complimentary valet parking at select Valtrans locations 4 times per month |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 3.49% per month | 3.49% per month |
| Golf privileges | — | — |
| Guest Miles | — | — |
| Discounts | Get up to 30% discount at over 400 restaurants across UAE when you pay using your HSBC Advance Credit Card | Get up to 30% discount at over 400 restaurants across UAE when you pay using your HSBC Premier Credit Card |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | — | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | 'Buy 1 Get 1 Free' movie tickets at VOX and REEL cinemas across UAE | 'Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE |
| Shopping Discounts | — | — |
| Buy 1 get 1 free | — | — |
| Lounge Access | Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey | Complimentary access to a select number of airport lounges worldwide, for you and your supplementary cardholders, through LoungeKey |
| Careem Offers | Book with your Mastercard to enjoy 20% off Careem Chauffeur Services across the Middle East | Book with your Mastercard to enjoy 20% off Careem Chauffeur Services across the Middle East. Download the Careem app and enter promo code MASTERCARD |
| Minimum Salary | — | — |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | — | — |
| Skywards Miles | — | — |
| Cashback | Get AED 500 cashback when you apply for an Advance Credit Card today | — |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | Purchase rate 29.9% p.a. (variable) |
| Digital Wallet | ||
| Fitness First | — | — |
| Monthly minimum payment | — | — |
| PayProtect insurance | — | — |
| Easy payment plans | — | — |
| Education Protection cover | — | — |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | ||
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | Enjoy unlimited Wi-Fi at over 1 million hotspots worldwide through Boingo |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | — | — |
| Cash advance fee | — | Cash advance fee: 2.99% (minimum £3) |
| Foreign currency transaction fee | — | Non-sterling transaction fee: 2.99% (minimum £3 for cash related payments) |
| Eligibility | — | — |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | — | Non-sterling transaction fee: 2.99% (minimum £3 for cash related payments) |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | — | — |
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | — | — |
| Purchasing Waiver Period | — | — |
| Minimum Monthly Payment | — | — |
| Card Re-activation Fee | — | — |
| Card Replacement Fee | — | — |
| Tawaroq Profit Margin | — | — |
| Monthly Tawaroq Profit Margin | — | — |
| About Supplementary Card | — | — |
| Statement Issuance Frequency | — | — |
| Card Limit | — | — |
| Issuance Fee | — | — |
| Supplementary Card Fee | — | — |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | — | — |
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | — | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |