Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
HDFC Bank INFINIA Metal Editio...
|
HDFC Bank Regalia Gold Credit...
|
|---|---|---|
| Phone Banking | — | — |
| Hotel Discounts & Offers | — | — |
| Fuel Back | — | — |
| SMS Alerts | — | — |
| Global Acceptance | — | — |
| Supplementary Cards | — | — |
| Exclusive Discounts | — | — |
| Lounge Access | Unlimited complimentary domestic lounge access in India and unlimited international lounge access via Priority Pass, for primary and add-on cardholders | — |
| Travel Benefits | — | — |
| Dinning Benefits | — | — |
| Entertainment Benefits | — | — |
| Shopping Discounts | — | — |
| Visa Assistance | — | — |
| Vehicle Assiatance | — | — |
| Lifestyle Privileges | — | — |
| Ticket/Flight Booking | — | — |
| Extended Warranty | — | — |
| Medical Assistance | — | — |
| Purchase Protection | — | — |
| Internet Banking | — | — |
| ARP | — | — |
| Travel Discount | — | — |
| Rewards Program | — | — |
| Reward Points | 5 Reward Points per Rs 150 of retail spend; up to 10 times Reward Points on SmartBuy | — |
| Maximum Credit Limit | — | — |
| Interest Free Days | 50 | 50 |
| Balance Transfer Rate | — | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | — | — |
| No. of Supplementary Cards | — | — |
| Payment Network | — | — |
| Annual Fees | Rs 12,500 plus applicable taxes; waived if you spend Rs 10 lakh or more in the year before renewal | Rs 2500 plus applicable taxes; waived if you spend Rs 4 lakh within 12 billing cycles of your anniversary year |
| Minimum Salary | — | — |
| Welcome Offer | Complimentary Club Marriott membership for the first year plus 12,500 Reward Points on fee realisation and card activation | Complimentary Swiggy One and MakeMyTrip Black Gold memberships on spends of Rs 1 lakh in the first 90 days |
| Contactless Payments | — | — |
| Security and Insurance Benefits | — | — |
| Membership | — | — |
| Concierge services | — | — |
| Valet parking | — | — |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 1.99% per month (23.88% annually) on revolving credit and cash advances | — |
| Golf privileges | — | — |
| Guest Miles | — | — |
| Discounts | — | — |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | — | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | — | — |
| Shopping Discounts | — | — |
| Buy 1 get 1 free | — | — |
| Lounge Access | Unlimited complimentary domestic lounge access in India and unlimited international lounge access via Priority Pass, for primary and add-on cardholders | — |
| Careem Offers | — | — |
| Minimum Salary | — | — |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | — | — |
| Skywards Miles | — | — |
| Cashback | — | — |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | — |
| Digital Wallet | — | — |
| Fitness First | — | — |
| Monthly minimum payment | — | — |
| PayProtect insurance | — | — |
| Easy payment plans | — | — |
| Education Protection cover | — | — |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | — | — |
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | — |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | — | — |
| Cash advance fee | — | — |
| Foreign currency transaction fee | — | — |
| Eligibility | Offered to select customers by invitation only | Salaried: Indian national aged 21-60 with net monthly income above Rs 1,00,000 (government) or Rs 1,50,000 (non-government). Self-employed: aged 21-65 with ITR above Rs 18 lakh |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | 2% markup on all foreign currency transactions | 2% markup on all foreign currency spends |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | — | — |
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | — | — |
| Purchasing Waiver Period | — | — |
| Minimum Monthly Payment | 5% of the total outstanding balance | — |
| Card Re-activation Fee | — | — |
| Card Replacement Fee | — | Rs 100 to reissue a lost or damaged card |
| Tawaroq Profit Margin | — | — |
| Monthly Tawaroq Profit Margin | — | — |
| About Supplementary Card | — | — |
| Statement Issuance Frequency | — | — |
| Card Limit | — | — |
| Issuance Fee | Rs 12,500 plus applicable taxes | Rs 2500 plus applicable taxes |
| Supplementary Card Fee | — | — |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | — | — |
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs 400 and Rs 1,00,000 | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |