Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
FAB Elite Infinite Credit Card
|
GEMS Titanium Credit Card
|
|---|---|---|
| Phone Banking | — | — |
| Hotel Discounts & Offers | — | |
| Fuel Back | — | — |
| SMS Alerts | — | — |
| Global Acceptance | — | |
| Supplementary Cards | ||
| Exclusive Discounts | — | |
| Lounge Access | Access to over 1,000+ Airport Lounges in more than 300 cities all around the world for you and a guest | Sit back and relax with access to 10+ airport lounge access across the Middle East, with no prior booking |
| Travel Benefits | — | |
| Dinning Benefits | — | |
| Entertainment Benefits | ||
| Shopping Discounts | — | — |
| Visa Assistance | — | — |
| Vehicle Assiatance | — | — |
| Lifestyle Privileges | — | |
| Ticket/Flight Booking | — | — |
| Extended Warranty | — | — |
| Medical Assistance | — | — |
| Purchase Protection | ||
| Internet Banking | — | — |
| ARP | — | — |
| Travel Discount | — | — |
| Rewards Program | Earn up to 5 FAB Rewards for every AED 1 you spend | Earn up to 2.5 FAB Rewards for every AED 1 you spend |
| Reward Points | Up to 5 FAB Rewards per AED 1; VIP lounges, golf, concierge | Cashback on GEMS school fees; cinema discounts |
| Maximum Credit Limit | — | — |
| Interest Free Days | ||
| Balance Transfer Rate | — | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | ||
| No. of Supplementary Cards | ||
| Payment Network | — | — |
| Annual Fees | AED 800 (waived with AED 36,000 annual spend) | No annual fee |
| Minimum Salary | AED 50,000 | AED 5,000 |
| Welcome Offer | — | — |
| Contactless Payments | — | — |
| Security and Insurance Benefits | — | Education protection coverage of up to AED 500,000 per child, CREDIT SHIELD |
| Membership | — | — |
| Concierge services | 24/7 CONCIERGE SERVICE* | — |
| Valet parking | ENJOY 4 VALET PARKING SERVICES PER MONTH AT SELECT LOCATIONS | — |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 3.50% per month | 3.50% per month |
| Golf privileges | GOLF DISCOUNTS WITH VISA GOLF | — |
| Guest Miles | — | — |
| Discounts | — | Up to 4.25% fixed discount on advanced payment of GEMS fees, |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | Free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to 90 day | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | MOVIE TICKETS FROM JUST AED 15 | A great offering for all movie buffs! FAB GEMS Titanium Credit Cardholders can enjoy 2 movie tickets per month from AED 15 during weekdays and AED 20 during weekends at Reel Cinemas, Cine Roy |
| Shopping Discounts | — | — |
| Buy 1 get 1 free | — | — |
| Lounge Access | Access to over 1,000+ Airport Lounges in more than 300 cities all around the world for you and a guest | Sit back and relax with access to 10+ airport lounge access across the Middle East, with no prior booking |
| Careem Offers | Visa gives you 3 free airport transfers with Careem. Use promo code VISAINFINITEUAE and pay with FAB Elite Infinite Credit Card when you book your airport transfer with Careem | — |
| Minimum Salary | AED 50,000 | AED 5,000 |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | — | — |
| Skywards Miles | — | — |
| Cashback | — | — |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | — |
| Digital Wallet | ||
| Fitness First | — | — |
| Monthly minimum payment | — | — |
| PayProtect insurance | — | — |
| Easy payment plans | — | 0% Easy Payment Plan for up to 12 months for GEMS fees |
| Education Protection cover | — | Education Protection cover of up to AED 500,000 per child |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | ||
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | — |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | — | — |
| Cash advance fee | — | — |
| Foreign currency transaction fee | — | — |
| Eligibility | — | — |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | — | — |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | — | — |
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | — | — |
| Purchasing Waiver Period | — | — |
| Minimum Monthly Payment | — | — |
| Card Re-activation Fee | — | — |
| Card Replacement Fee | — | — |
| Tawaroq Profit Margin | — | — |
| Monthly Tawaroq Profit Margin | — | — |
| About Supplementary Card | — | — |
| Statement Issuance Frequency | — | — |
| Card Limit | — | — |
| Issuance Fee | — | — |
| Supplementary Card Fee | — | — |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | — | |
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | — | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |