Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Emirates NBD Value Account
|
Fixed Deposit
|
|---|---|---|
| ATM | — | |
| Free Cheque Books | — | — |
| Internet Banking | ||
| Interbank Funds Transfer | — | — |
| E-statements | — | |
| Free Debit Cards | — | — |
| Inter-city deposits and withdrawals | — | — |
| Free Health Insurance | — | |
| Phone Banking | ||
| SMS Alerts | — | |
| Unlimited Deposits | — | — |
| Unlimited Withdraw | — | — |
| Free Accidental Death & Disability Insurance | — | — |
| Debit Card Insurance | — | — |
| Bankers Check Facility | — | — |
| Bill Deposit Facility | — | |
| CDR | — | — |
| Exclusive Discounts | — | |
| Account Opening | — | — |
| Currency Rate | — | Currencies: AED, USD, GBP, SAR, AUD, CAD |
| Account Opening | — | — |
| Profit Calculation | — | — |
| Profit Rates | — | — |
| Service Charges | — | — |
| Credit Limit | ||
| Funds Transfer Limit | ||
| Initial Deposit | ||
| Monthly Average Balance | ||
| Minimum/Average balance charges | — | — |
| Account Type | — | — |
| Total Debits per Month | — | — |
| Maximum Credit Balance Limit | — | — |
| Eligibility | — | — |
| Local credit allowed | — | — |
| Minimum Balance Charges | — | — |
| Accidental Death (payback Claim) | — | — |
| Checkbook | — | — |
| Profit Payment | — | — |
| ADC Services | — | — |
| Safe Deposit Lockers/Lockers | — | — |
| Transactions | — | — |
| Automatic Renewals | — | — |
| Premature Encashment | — | — |
| Zakat applicable | — | — |
| Contactless Payment | — | — |
| Security | At Emirates NBD, we protect your data and finances by implementing robust security systems and practices that comply with global cybersecurity standards. | At Emirates NBD, we protect your data and finances by implementing robust security practices, installing the highestlevel secure systems and complying with global cybersecurity standards. |
| Cardless withdrawal | Go to any Emirates NBD ATM and choose ‘Cardless Withdrawal’ to access your money. You will need the Emirates NBD Mobile app to use this feature. | — |
| Debit cards | Emirates NBD debit cards are accepted worldwide and include added security and rewards to make your banking and spending easy and exciting. | — |
| Transfers and payments | Pay all your utility bills and make transfers locally and internationally with confidence. | — |
| DirectRemit | Free round-the-clock transfers to your home country in 60 seconds using Mobile or Online Banking. | — |
| mePay | With mePay, you can transfer money to your friends easily using Mobile Banking. All you need is their mobile number. | — |
| Interest Rate | Interest rates of up to 0.35% | Rate fixed until maturity of deposit. Interest payout on maturity |
| Life insurance | Free life insurance worth AED 100,000 | — |
| Liability | Zero liability for unauthorised payments | — |
| Overdrafts | Unsecured personal overdrafts on maintaining a minimum balance of AED 3,000 | Overdraft facility available - access to funds in times of need |
| Funds Transfer | — | — |
| Shariah Investment/Partnership | — | — |
| Premature Withdrawal | — | In case of premature withdrawals, interest will be as per rack rates prevailing on FD set up date, for elapsed tenor, less 1% p.a. penal interest |
| Discounts | — | — |
| Supplementary Cards | — | — |