Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
EarlySaver Account and Deposit
|
Wakala Deposit
|
|---|---|---|
| ATM | — | |
| Free Cheque Books | — | — |
| Internet Banking | ||
| Interbank Funds Transfer | — | — |
| E-statements | — | — |
| Free Debit Cards | — | — |
| Inter-city deposits and withdrawals | — | — |
| Free Health Insurance | — | — |
| Phone Banking | ||
| SMS Alerts | — | |
| Unlimited Deposits | — | — |
| Unlimited Withdraw | — | — |
| Free Accidental Death & Disability Insurance | — | — |
| Debit Card Insurance | — | — |
| Bankers Check Facility | — | — |
| Bill Deposit Facility | — | — |
| CDR | — | — |
| Exclusive Discounts | ||
| Account Opening | — | Start with AED 4 million or USD 1 million |
| Currency Rate | Available in AED only | — |
| Account Opening | — | Start with AED 4 million or USD 1 million |
| Profit Calculation | — | Profit payout upon maturity |
| Profit Rates | — | Profit rates based on investment |
| Service Charges | — | — |
| Credit Limit | ||
| Funds Transfer Limit | ||
| Initial Deposit | ||
| Monthly Average Balance | ||
| Minimum/Average balance charges | — | — |
| Account Type | You must have a current or savings account with us to open an EarlySaver deposit Key Facts Statement (KFS) Term deposits - factsheet Fees and charges Terms and conditions | — |
| Total Debits per Month | — | — |
| Maximum Credit Balance Limit | — | — |
| Eligibility | — | Eligible UAE citizens, residents, non-residents with salaried and non-salaried accounts with us can invest |
| Local credit allowed | — | — |
| Minimum Balance Charges | — | — |
| Accidental Death (payback Claim) | — | — |
| Checkbook | — | — |
| Profit Payment | — | — |
| ADC Services | — | — |
| Safe Deposit Lockers/Lockers | — | — |
| Transactions | — | — |
| Automatic Renewals | — | — |
| Premature Encashment | — | — |
| Zakat applicable | — | — |
| Contactless Payment | — | — |
| Security | Security for your child in the event of loss of life or disability of a parent due to accident | At Emirates NBD, we protect your data and finances by implementing robust security practices, installing the highestlevel secure systems and complying with global cybersecurity standards. |
| Cardless withdrawal | Go to any Emirates NBD ATM and choose ‘Cardless Withdrawal’ to access your money. You will need the Emirates NBD Mobile app to use this feature. Over 600 ATMs across the UAE and Safe and sec | — |
| Debit cards | Emirates NBD debit cards are accepted worldwide and include added security and rewards to make your banking and spending easy and exciting. | — |
| Transfers and payments | Pay all your utility bills and make transfers locally and internationally with confidence. | — |
| DirectRemit | Free round-the-clock transfers to your home country in 60 seconds using Mobile or Online Banking. | — |
| mePay | With mePay, you can transfer money to your friends easily using Mobile Banking. All you need is their mobile number. No need for an account number or IBAN, Transfer to other bank customers t | — |
| Interest Rate | Higher interest rates calculated on daily closing balance and credited monthly, Interest up to 0.75% | — |
| Life insurance | Secure your child’s future in case a parent is diagnosed with critical illness | — |
| Liability | — | — |
| Overdrafts | — | — |
| Funds Transfer | — | — |
| Shariah Investment/Partnership | — | Shariah Investment/Partnership |
| Premature Withdrawal | — | — |
| Discounts | Dining, entertainment, travel…we’ve got an offer for everything! | — |
| Supplementary Cards | Supplementary debit cards for each child | — |