Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
EarlySaver Account and Deposit
|
Emirates NBD Value Account
|
|---|---|---|
| ATM | ||
| Free Cheque Books | — | — |
| Internet Banking | ||
| Interbank Funds Transfer | — | — |
| E-statements | — | |
| Free Debit Cards | — | — |
| Inter-city deposits and withdrawals | — | — |
| Free Health Insurance | — | |
| Phone Banking | ||
| SMS Alerts | ||
| Unlimited Deposits | — | — |
| Unlimited Withdraw | — | — |
| Free Accidental Death & Disability Insurance | — | — |
| Debit Card Insurance | — | — |
| Bankers Check Facility | — | — |
| Bill Deposit Facility | — | |
| CDR | — | — |
| Exclusive Discounts | ||
| Account Opening | — | — |
| Currency Rate | Available in AED only | — |
| Account Opening | — | — |
| Profit Calculation | — | — |
| Profit Rates | — | — |
| Service Charges | — | — |
| Credit Limit | ||
| Funds Transfer Limit | ||
| Initial Deposit | ||
| Monthly Average Balance | ||
| Minimum/Average balance charges | — | — |
| Account Type | You must have a current or savings account with us to open an EarlySaver deposit Key Facts Statement (KFS) Term deposits - factsheet Fees and charges Terms and conditions | — |
| Total Debits per Month | — | — |
| Maximum Credit Balance Limit | — | — |
| Eligibility | — | — |
| Local credit allowed | — | — |
| Minimum Balance Charges | — | — |
| Accidental Death (payback Claim) | — | — |
| Checkbook | — | — |
| Profit Payment | — | — |
| ADC Services | — | — |
| Safe Deposit Lockers/Lockers | — | — |
| Transactions | — | — |
| Automatic Renewals | — | — |
| Premature Encashment | — | — |
| Zakat applicable | — | — |
| Contactless Payment | — | — |
| Security | Security for your child in the event of loss of life or disability of a parent due to accident | At Emirates NBD, we protect your data and finances by implementing robust security systems and practices that comply with global cybersecurity standards. |
| Cardless withdrawal | Go to any Emirates NBD ATM and choose ‘Cardless Withdrawal’ to access your money. You will need the Emirates NBD Mobile app to use this feature. Over 600 ATMs across the UAE and Safe and sec | Go to any Emirates NBD ATM and choose ‘Cardless Withdrawal’ to access your money. You will need the Emirates NBD Mobile app to use this feature. |
| Debit cards | Emirates NBD debit cards are accepted worldwide and include added security and rewards to make your banking and spending easy and exciting. | Emirates NBD debit cards are accepted worldwide and include added security and rewards to make your banking and spending easy and exciting. |
| Transfers and payments | Pay all your utility bills and make transfers locally and internationally with confidence. | Pay all your utility bills and make transfers locally and internationally with confidence. |
| DirectRemit | Free round-the-clock transfers to your home country in 60 seconds using Mobile or Online Banking. | Free round-the-clock transfers to your home country in 60 seconds using Mobile or Online Banking. |
| mePay | With mePay, you can transfer money to your friends easily using Mobile Banking. All you need is their mobile number. No need for an account number or IBAN, Transfer to other bank customers t | With mePay, you can transfer money to your friends easily using Mobile Banking. All you need is their mobile number. |
| Interest Rate | Higher interest rates calculated on daily closing balance and credited monthly, Interest up to 0.75% | Interest rates of up to 0.35% |
| Life insurance | Secure your child’s future in case a parent is diagnosed with critical illness | Free life insurance worth AED 100,000 |
| Liability | — | Zero liability for unauthorised payments |
| Overdrafts | — | Unsecured personal overdrafts on maintaining a minimum balance of AED 3,000 |
| Funds Transfer | — | — |
| Shariah Investment/Partnership | — | — |
| Premature Withdrawal | — | — |
| Discounts | Dining, entertainment, travel…we’ve got an offer for everything! | — |
| Supplementary Cards | Supplementary debit cards for each child | — |