Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
DIB Al Islami Personal Finance
|
DIB Goods Murabaha
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | — | — |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | — |
| Repayment tenure | — | — |
| Life insurance coverage | — | — |
| Financed Amount | — | — |
| Security Deposit | — | — |
| Minimum monthly income (Salary, ) | AED 3,000 | AED 3,000 |
| Eligibility | 'Minimum salary starting from only AED 3,000'. Offered to salaried customers; salary transfer to DIB is not mandatory. Copy of passport (with residence visa for expatriates); salary and end-o | Minimum salary requirement AED 3,000. Shariah-compliant Murabaha structure for the purchase of goods. 3 months statement of account if salary transferred to another bank (6 months for self-em |
| One-time Processing Fee | — | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | — | — |
| Maximum Tenure | 48 months — 'Tenure up to maximum of 48 months'. | 48 months — 'maximum tenure of 48 months'. |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | — | — |
| Loan Amount | AED 5,000,000 — 'Up to AED 5 million for UAE Nationals and up to AED 3 million for Expatriates'. | AED 2,000,000 — 'Maximum finance amount: AED 2 million for UAE Nationals and AED 2 million for Expatriates'. |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |