Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Commercial Vehicle Loans
|
Scholar Plus Education Loan
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | — | — |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | — |
| Repayment tenure | — | — |
| Life insurance coverage | — | |
| Financed Amount | ||
| Security Deposit | ||
| Minimum monthly income (Salary, ) | ||
| Eligibility | Limited Liability Company (LLC), Sole Establishments, Free Zone Sole Establishments, Free Zone Companies and Branches of Foreign Companies in the UAE | Minimum salary: AED 5000, Length of service: Not applicable, Salary should be transferred to Emirates NBD and Not mandatory for the employer to be on our approved list of companies |
| One-time Processing Fee | — | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | Auto loan | Personal Loan |
| Maximum Tenure | Maximum loan tenor of 48 months | Loan tenure up to 48 months |
| Tentative rate | — | — |
| Additional Benefits | Having a higher AECB score gives you more benefits, free credit and bank account and Preferred pricing on pre-owned vehicles | Credit Life Insurance, 7 day loan return, Debt consolidation, AECB score, Co-applicant program and Easy loan processing and simple documentation |
| Free Insurance & Processing Fee | — | |
| Interest Rate | Indicative interest rates starting from 5.59% p.a. | Interest rates starting from 2.65% p.a Flat |
| Loan Amount | High loan amounts of up to AED 750,000 | Loan amount of up to AED 300,000 |
| Card/Cards | — | Free Global Cash card |
| Borrrowing Amount | You can borrow AED 80,000 Auto Loan with monthly payments as low as AED 1760 | You can borrow AED 64,000 Personal Loan with monthly payments as low as AED 5508 |
| Educational Loan | — | Scholar Protect Educational loan |
| Return Policy | — | — |
| Deferment Conditions | — | Avail up to 2 non-consecutive deferments in a loan cycle |
| Flat rate | — | — |