Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Cashback Card
|
Smiles Titanium Mastercard
|
|---|---|---|
| Phone Banking | ||
| Hotel Discounts & Offers | ||
| Fuel Back | — | |
| SMS Alerts | — | |
| Global Acceptance | ||
| Supplementary Cards | ||
| Exclusive Discounts | ||
| Lounge Access | VIP lounge access in 12 key airports cross the Middle East | Free unlimited access to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt |
| Travel Benefits | — | — |
| Dinning Benefits | ||
| Entertainment Benefits | ||
| Shopping Discounts | — | - Exclusive SIB Online Shop, Gift Vouchers & Cashback |
| Visa Assistance | — | — |
| Vehicle Assiatance | — | — |
| Lifestyle Privileges | — | |
| Ticket/Flight Booking | — | — |
| Extended Warranty | — | — |
| Medical Assistance | — | — |
| Purchase Protection | — | — |
| Internet Banking | — | |
| ARP | — | — |
| Travel Discount | — | — |
| Rewards Program | — | — |
| Reward Points | 10% cashback online/digital, 2% international, 1% domestic, 0.5% utilities | Earn Smiles points on every spend |
| Maximum Credit Limit | — | — |
| Interest Free Days | ||
| Balance Transfer Rate | — | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | ||
| No. of Supplementary Cards | ||
| Payment Network | — | — |
| Annual Fees | AED 199/year (waived with AED 10,000 spend) | AED 299/year |
| Minimum Salary | Minimum Salary AED 5,000 for salary transfer and Minimum Salary AED 8,000 for non-salary transfer | — |
| Welcome Offer | — | — |
| Contactless Payments | — | Contactless payments with Apple Pay & Samsung Pay |
| Security and Insurance Benefits | — | — |
| Membership | — | — |
| Concierge services | — | — |
| Valet parking | — | — |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 2.99% per month | 2.99% per month |
| Golf privileges | — | — |
| Guest Miles | — | — |
| Discounts | — | — |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | — | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | — | — |
| Shopping Discounts | — | - Exclusive SIB Online Shop, Gift Vouchers & Cashback |
| Buy 1 get 1 free | — | — |
| Lounge Access | VIP lounge access in 12 key airports cross the Middle East | Free unlimited access to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt |
| Careem Offers | — | — |
| Minimum Salary | Minimum Salary AED 5,000 for salary transfer and Minimum Salary AED 8,000 for non-salary transfer | — |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | — | — |
| Skywards Miles | — | — |
| Cashback | 10%* Cashback | Cash withdrawal of up to 80% of your balance |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | — |
| Digital Wallet | ||
| Fitness First | — | — |
| Monthly minimum payment | — | — |
| PayProtect insurance | — | — |
| Easy payment plans | — | — |
| Education Protection cover | — | — |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | ||
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | — |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | — | — |
| Cash advance fee | — | — |
| Foreign currency transaction fee | — | — |
| Eligibility | — | — |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | — | — |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | ||
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | — | — |
| Purchasing Waiver Period | — | — |
| Minimum Monthly Payment | — | — |
| Card Re-activation Fee | — | — |
| Card Replacement Fee | — | — |
| Tawaroq Profit Margin | — | — |
| Monthly Tawaroq Profit Margin | — | — |
| About Supplementary Card | — | — |
| Statement Issuance Frequency | — | — |
| Card Limit | — | — |
| Issuance Fee | — | — |
| Supplementary Card Fee | — | — |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | — | |
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | — | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |