Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Cashback Card
|
Platinum Elite
|
|---|---|---|
| Phone Banking | — | |
| Hotel Discounts & Offers | ||
| Fuel Back | — | |
| SMS Alerts | — | |
| Global Acceptance | — | |
| Supplementary Cards | ||
| Exclusive Discounts | — | |
| Lounge Access | — | — |
| Travel Benefits | ||
| Dinning Benefits | ||
| Entertainment Benefits | ||
| Shopping Discounts | — | — |
| Visa Assistance | — | |
| Vehicle Assiatance | — | |
| Lifestyle Privileges | ||
| Ticket/Flight Booking | — | |
| Extended Warranty | — | — |
| Medical Assistance | — | — |
| Purchase Protection | — | |
| Internet Banking | — | — |
| ARP | — | — |
| Travel Discount | Visa Mena Offers powered by Entertainer. 2-1 deals on food, entertainment and shopping, PLUS 5,000 travel discounts | — |
| Rewards Program | — | — |
| Reward Points | Unlimited up to 5% cashback | Airport lounge access worldwide |
| Maximum Credit Limit | — | — |
| Interest Free Days | ||
| Balance Transfer Rate | — | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | ||
| No. of Supplementary Cards | ||
| Payment Network | — | — |
| Annual Fees | No annual fees | Primary Card: AED 650 + 5% VAT and Supplementary Card: AED 149 + 5% VAT |
| Minimum Salary | — | — |
| Welcome Offer | If you are applying for your first credit card with Mashreq, you will get AED 500. If you have an existing credit card with Mashreq, you will get AED 100 | If you are applying for your first credit card with Mashreq, you will get AED 1,500 (effective 01 November, 2022). If you have an existing credit card with Mashreq, you will get AED 200 |
| Contactless Payments | — | — |
| Security and Insurance Benefits | — | — |
| Membership | — | — |
| Concierge services | — | — |
| Valet parking | — | — |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 3.33% p.m. for the first 6 months. Up to 3.69% p.m. thereafter | 3.33% p.m. for the first 6 months. Up to 3.69% p.m. thereafter |
| Golf privileges | — | — |
| Guest Miles | — | — |
| Discounts | — | — |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | — | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | 20% cashback for the first 6 months at Zomato, Netflix and more. | 50% discount on movie tickets |
| Shopping Discounts | — | — |
| Buy 1 get 1 free | — | — |
| Lounge Access | — | — |
| Careem Offers | — | — |
| Minimum Salary | — | — |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | — | — |
| Skywards Miles | — | — |
| Cashback | 5% cashback on dining spends in the UAE, 2% cashback on international spends, 1% cashback on other local spends and Earn 0.33% cashback for govt. payments, utilities, education, charity, fuel | — |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | — |
| Digital Wallet | ||
| Fitness First | — | Complimentary access to Fitness First up to 8 visits a month |
| Monthly minimum payment | 5% of your monthly statement balance | 5% of your monthly statement balance |
| PayProtect insurance | 0.99% of your monthly statement balance | 0.99% of your monthly statement balance |
| Easy payment plans | — | — |
| Education Protection cover | — | — |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | ||
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | — |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | — | — |
| Cash advance fee | — | — |
| Foreign currency transaction fee | — | — |
| Eligibility | — | — |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | — | — |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | — | — |
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | — | — |
| Purchasing Waiver Period | — | — |
| Minimum Monthly Payment | — | — |
| Card Re-activation Fee | — | — |
| Card Replacement Fee | — | — |
| Tawaroq Profit Margin | — | — |
| Monthly Tawaroq Profit Margin | — | — |
| About Supplementary Card | — | — |
| Statement Issuance Frequency | — | — |
| Card Limit | — | — |
| Issuance Fee | — | — |
| Supplementary Card Fee | — | — |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | — | |
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | — | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |