Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Cashback Card
|
Mashreq Aura World Credit Card
|
|---|---|---|
| Phone Banking | — | |
| Hotel Discounts & Offers | — | |
| Fuel Back | — | |
| SMS Alerts | — | |
| Global Acceptance | ||
| Supplementary Cards | ||
| Exclusive Discounts | ||
| Lounge Access | — | Complimentary worldwide airport lounge access |
| Travel Benefits | ||
| Dinning Benefits | ||
| Entertainment Benefits | — | |
| Shopping Discounts | — | — |
| Visa Assistance | — | |
| Vehicle Assiatance | — | |
| Lifestyle Privileges | — | |
| Ticket/Flight Booking | — | |
| Extended Warranty | — | — |
| Medical Assistance | — | — |
| Purchase Protection | — | — |
| Internet Banking | — | — |
| ARP | — | — |
| Travel Discount | Visa Mena Offers powered by Entertainer. 2-1 deals on food, entertainment and shopping, PLUS 5,000 travel discounts | — |
| Rewards Program | — | Aura Points — up to 10% at participating Aura brands in the UAE |
| Reward Points | Unlimited up to 5% cashback | — |
| Maximum Credit Limit | — | — |
| Interest Free Days | — | |
| Balance Transfer Rate | — | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | — | |
| No. of Supplementary Cards | — | |
| Payment Network | — | Mastercard |
| Annual Fees | No annual fees | AED 500 + 5% VAT |
| Minimum Salary | — | — |
| Welcome Offer | If you are applying for your first credit card with Mashreq, you will get AED 500. If you have an existing credit card with Mashreq, you will get AED 100 | AED 1,000 as Aura Points for new credit card customers on AED 10,000 spend in the first 2 months; AED 200 for existing customers |
| Contactless Payments | — | — |
| Security and Insurance Benefits | — | — |
| Membership | — | — |
| Concierge services | — | — |
| Valet parking | — | — |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 3.33% p.m. for the first 6 months. Up to 3.69% p.m. thereafter | 3.85% per month |
| Golf privileges | — | — |
| Guest Miles | — | — |
| Discounts | — | 20% instant discount at participating Aura brands including H&M, American Eagle, Victoria's Secret, Bath & Body Works and Shake Shack, and 20% at Starbucks |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | — | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | 20% cashback for the first 6 months at Zomato, Netflix and more. | — |
| Shopping Discounts | — | — |
| Buy 1 get 1 free | — | — |
| Lounge Access | — | Complimentary worldwide airport lounge access |
| Careem Offers | — | — |
| Minimum Salary | — | — |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | — | — |
| Skywards Miles | — | — |
| Cashback | 5% dining (local+intl); 1% other intl; up to 1% other local; 0.15% govt/utilities/education/fuel. Not on Mashreq bill pay. | Up to 10% Aura brands, 4% domestic groceries, 1% international, up to 1% other domestic, 0.25% government, utilities, education, charity, fuel, rental and telecom |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | — |
| Digital Wallet | — | |
| Fitness First | — | — |
| Monthly minimum payment | 5% of your monthly statement balance | 5% of the monthly statement balance |
| PayProtect insurance | 0.99% of your monthly statement balance | 0.99% of the monthly statement balance |
| Easy payment plans | — | — |
| Education Protection cover | — | — |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | — | |
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | — |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | — | — |
| Cash advance fee | — | — |
| Foreign currency transaction fee | — | — |
| Eligibility | — | — |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | — | — |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | — | — |
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | — | — |
| Purchasing Waiver Period | — | — |
| Minimum Monthly Payment | — | — |
| Card Re-activation Fee | — | — |
| Card Replacement Fee | — | — |
| Tawaroq Profit Margin | — | — |
| Monthly Tawaroq Profit Margin | — | — |
| About Supplementary Card | — | — |
| Statement Issuance Frequency | — | — |
| Card Limit | — | — |
| Issuance Fee | — | — |
| Supplementary Card Fee | — | AED 149 + 5% VAT |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | — | |
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | — | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |