Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Car4U
|
Home Loans
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | Minimum Age Requirement: 21 years; Maximum Age (at loan maturity): 65 years (salaried) and 70 (Self Employed) | Minimum Age: 25 years for Primary Borrower & 22 years for Joint Borrower |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | Finance up to 70% of vehicle value | — |
| Repayment tenure | — | — |
| Life insurance coverage | — | — |
| Financed Amount | — | — |
| Security Deposit | — | — |
| Minimum monthly income (Salary, ) | PKR 40,000 | PKR 75,000 |
| Eligibility | Employment Length: Minimum 6 months employment (salaried); Business Length: Minimum 1 year business (self-employed) | — |
| One-time Processing Fee | — | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | — | — |
| Maximum Tenure | Finance Tenor: Up to 7 years | Flexibility to borrow funds for 2 - 25 years |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | 1 Yr KIBOR + 4% for MCB account holders (ETB); 1 Yr KIBOR + 4.5% for non-MCB account holders (NTB), tenor 1-5 years | Salaried: 6 Month KIBOR+3.00%; Equity 30% or above 6 Month KIBOR+2.50%; Equity 50% or above 6 Month KIBOR+2.00% |
| Loan Amount | — | Broad range of financing available - Upto PKR 50 Million (or even higher) |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |