Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Business Vehicle Loans
|
Salary Transfer Loans(Expats)
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | — | — |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | — |
| Repayment tenure | — | — |
| Life insurance coverage | — | |
| Financed Amount | ||
| Security Deposit | ||
| Minimum monthly income (Salary, ) | AED 5,000 | |
| Eligibility | For companies in the transport and non-transport sectors and Minimum salary required: AED 10,000 | Minimum salary AED 5,000; no minimum length of service required; salary transfer to Emirates NBD. Minimum monthly salary of the primary applicant should be at least AED 5,000; eligibility can |
| One-time Processing Fee | — | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | Auto loan | Personal Loan |
| Maximum Tenure | Tenures up to 48 months | 48 months — 'Loan tenure up to 48 months'. |
| Tentative rate | — | 5.99% reducing p.a. |
| Additional Benefits | Having a higher AECB score gives you more benefits, free credit and bank account and Preferred pricing on pre-owned vehicles | Credit Life Insurance, 7 day loan return, Debt consolidation, AECB score, Co-applicant program and Easy loan processing and simple documentation |
| Free Insurance & Processing Fee | — | |
| Interest Rate | Low interest rates starting from 4.25% per annum | Attractive fixed interest rates starting from 3.03% per annum flat |
| Loan Amount | Loan amounts up to AED 3,500,000 | AED 3,000,000 — 'Loan amounts up to AED 3 Million'. Calculator slider runs AED 25,000 to 4,000,000. |
| Card/Cards | — | First Year Free Credit Card with Eligible Miles / Points |
| Borrrowing Amount | — | You can borrow AED 80,000 Personal Loan with monthly payments as low as AED 3428 |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | First payment deferment up to 45 days and Avail up to 2 non-consecutive deferments in a loan cycle |
| Flat rate | Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. | — |