Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Blue FAB Signature C.Card
|
GEMS Titanium Credit Card
|
|---|---|---|
| Phone Banking | — | |
| Hotel Discounts & Offers | — | |
| Fuel Back | — | — |
| SMS Alerts | — | |
| Global Acceptance | — | |
| Supplementary Cards | ||
| Exclusive Discounts | — | |
| Lounge Access | — | Sit back and relax with access to 10+ airport lounge access across the Middle East, with no prior booking |
| Travel Benefits | — | |
| Dinning Benefits | — | |
| Entertainment Benefits | ||
| Shopping Discounts | — | — |
| Visa Assistance | — | — |
| Vehicle Assiatance | — | — |
| Lifestyle Privileges | — | |
| Ticket/Flight Booking | — | — |
| Extended Warranty | — | |
| Medical Assistance | — | — |
| Purchase Protection | ||
| Internet Banking | — | |
| ARP | — | — |
| Travel Discount | — | — |
| Rewards Program | — | Earn up to 2.5 FAB Rewards for every AED 1 you spend |
| Reward Points | Up to 5 FAB Rewards per AED 1 on gaming | Cashback on GEMS school fees; cinema discounts |
| Maximum Credit Limit | — | — |
| Interest Free Days | ||
| Balance Transfer Rate | Get a complimentary 0% Balance Transfer for up to 12 months | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | ||
| No. of Supplementary Cards | 4 | |
| Payment Network | — | — |
| Annual Fees | No annual fee | No annual fee |
| Minimum Salary | AED 8,000 | AED 5,000 |
| Welcome Offer | — | — |
| Contactless Payments | — | — |
| Security and Insurance Benefits | — | Education protection coverage of up to AED 500,000 per child, CREDIT SHIELD |
| Membership | — | — |
| Concierge services | — | — |
| Valet parking | — | — |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 3.50% per month | 3.50% per month |
| Golf privileges | — | — |
| Guest Miles | — | — |
| Discounts | Save up to 12% at over 985,000+ hotels and vacation rentals worldwide with Agoda | Up to 4.25% fixed discount on advanced payment of GEMS fees, |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | — | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | Enjoy up to four movie tickets per month from AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema (minimum monthly spend on the credit card to quality for t | A great offering for all movie buffs! FAB GEMS Titanium Credit Cardholders can enjoy 2 movie tickets per month from AED 15 during weekdays and AED 20 during weekends at Reel Cinemas, Cine Roy |
| Shopping Discounts | — | — |
| Buy 1 get 1 free | Unlock 2-for-1 offers - xperience with the ENTERTAINER mobile app | — |
| Lounge Access | — | Sit back and relax with access to 10+ airport lounge access across the Middle East, with no prior booking |
| Careem Offers | Get 10% credit back on Careem BIKE rentals | — |
| Minimum Salary | AED 8,000 | AED 5,000 |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | Get up to 30% off retail rates for yQ Airport meet & assist services at over 450 destinations globally | — |
| Skywards Miles | — | — |
| Cashback | Earn 5% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands | — |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | — |
| Digital Wallet | ||
| Fitness First | — | — |
| Monthly minimum payment | — | — |
| PayProtect insurance | — | — |
| Easy payment plans | Enjoy 0% Easy Payment Plans (EPP) on purchases at Al-Futtaim showrooms and stores | 0% Easy Payment Plan for up to 12 months for GEMS fees |
| Education Protection cover | — | Education Protection cover of up to AED 500,000 per child |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | ||
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | — |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | — | — |
| Cash advance fee | — | — |
| Foreign currency transaction fee | — | — |
| Eligibility | — | — |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | — | — |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | — | — |
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | — | — |
| Purchasing Waiver Period | — | — |
| Minimum Monthly Payment | — | — |
| Card Re-activation Fee | — | — |
| Card Replacement Fee | — | — |
| Tawaroq Profit Margin | — | — |
| Monthly Tawaroq Profit Margin | — | — |
| About Supplementary Card | — | — |
| Statement Issuance Frequency | — | — |
| Card Limit | — | — |
| Issuance Fee | — | — |
| Supplementary Card Fee | — | — |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | ||
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | — | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |