Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Alfalah Home Finance
|
Alfalah Revolving Loan
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | Salaried: 25 years until retirement; Self-employed: 25-70 years | Be between 21 to 60 years of age |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | Up to 80% financing of property value | — |
| Repayment tenure | Flexible repayment tenures from 3 to 25 years (3-10 years for Home Solar Finance) | Running Finance / Evergreen |
| Life insurance coverage | — | |
| Financed Amount | — | — |
| Security Deposit | — | — |
| Minimum monthly income (Salary, ) | PKR 75,000 | PKR 75,000 |
| Eligibility | Citizenship: Valid CNIC/SNIC/NICOP/POC holder; Minimum Experience 2 years (Permanent employees), 3-5 years (Contractual employees) | Provide valid income proof (salaried or self-employed) |
| One-time Processing Fee | — | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | — | — |
| Maximum Tenure | Up to 25 years | — |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | Local Salaried 1 Year KIBOR + 3%; Self Employed / Businessmen / Others 1 Year KIBOR + 4%; Non-Resident Pakistani 1 Year KIBOR + 4% | Starting from KIBOR + 18% |
| Loan Amount | — | Minimum Loan: Rs 50,000 |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |