Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Ajwaa Platinum Credit Card
|
Ajwaa Signature Credit Card
|
|---|---|---|
| Phone Banking | ||
| Hotel Discounts & Offers | ||
| Fuel Back | — | — |
| SMS Alerts | ||
| Global Acceptance | ||
| Supplementary Cards | ||
| Exclusive Discounts | ||
| Lounge Access | Airport Lounge Access DragonPass Dine & Travel Companion | access to 1000+ airport lounges in more than 300 cities all around the world |
| Travel Benefits | ||
| Dinning Benefits | ||
| Entertainment Benefits | ||
| Shopping Discounts | — | — |
| Visa Assistance | — | — |
| Vehicle Assiatance | — | — |
| Lifestyle Privileges | ||
| Ticket/Flight Booking | — | |
| Extended Warranty | ||
| Medical Assistance | ||
| Purchase Protection | ||
| Internet Banking | ||
| ARP | — | 37.71% |
| Travel Discount | — | — |
| Rewards Program | — | — |
| Reward Points | — | — |
| Maximum Credit Limit | — | — |
| Interest Free Days | ||
| Balance Transfer Rate | — | — |
| Cash Advance Fee Annual (PKR) | — | — |
| Cash Advance Rate (%) | — | — |
| Late Payment Fee (PKR) | — | — |
| Foreign Transaction Fee (PKR) | — | — |
| Targeted For | — | — |
| Min. Income for Salaried (PKR) | — | — |
| Min. Income for Businessman (PKR) | — | — |
| Best Suitable For | — | — |
| Minimum Age (Years) | ||
| No. of Supplementary Cards | ||
| Payment Network | — | — |
| Annual Fees | S.R 500 | S.R 900 |
| Minimum Salary | — | — |
| Welcome Offer | — | — |
| Contactless Payments | — | — |
| Security and Insurance Benefits | — | — |
| Membership | — | — |
| Concierge services | — | — |
| Valet parking | — | — |
| VIP access | — | — |
| Points/Miles per year | — | — |
| Bonus Points | — | — |
| dnata Points | — | — |
| Interest Rate | 1.58% per month | 1.58% per month |
| Golf privileges | — | Visa Golf Access |
| Guest Miles | — | — |
| Discounts | — | — |
| Security (Double Secure)/ Insurance benefits | — | — |
| Financial Benefits | Medical & travel assistance | — |
| Installment Plan | — | — |
| Savings | — | — |
| Global customer assistance service | — | — |
| Vouchers | — | — |
| Entertainment Discounts | — | — |
| Shopping Discounts | — | — |
| Buy 1 get 1 free | — | — |
| Lounge Access | Airport Lounge Access DragonPass Dine & Travel Companion | access to 1000+ airport lounges in more than 300 cities all around the world |
| Careem Offers | — | — |
| Minimum Salary | — | — |
| Wifi Vouchers | — | — |
| Etihad purchases | — | — |
| Additional Points | — | — |
| Skywards Miles | — | — |
| Cashback | — | — |
| RTA Benefits | — | — |
| Security Deposit | — | — |
| Purchase APR | — | — |
| Digital Wallet | — | — |
| Fitness First | — | — |
| Monthly minimum payment | — | — |
| PayProtect insurance | — | — |
| Easy payment plans | — | — |
| Education Protection cover | — | — |
| Vehical Services | — | — |
| Monthly card subscription | — | — |
| Credit Sheild Takaful | — | — |
| Withdrawal limit | — | — |
| Priceless Arabia | — | — |
| Global Cardholder Assistance Services | — | — |
| Lost & stolen card reporting | — | — |
| Emergency card replacement | — | — |
| Medical & legal referral | — | — |
| Time out offers | — | — |
| Merchant discount offers | — | — |
| Exclusive merchant offers | — | — |
| Chip/Pin | — | — |
| Anniversary bonus miles | — | — |
| Quarterly bonus miles | — | — |
| Instant Cash | — | — |
| Wifi Access | — | — |
| Etihad Tier Mile | — | — |
| Skyways Miles | — | — |
| Takaful Protection | — | — |
| Smile Bonus | — | — |
| Cash Withdrawal Fee | 75 S.R Per Transaction | — |
| Cash advance fee | — | — |
| Foreign currency transaction fee | — | — |
| Eligibility | — | — |
| Fixed Annual percentage rate | — | — |
| Air Miles | — | — |
| Payment Flexibility | — | — |
| International Transaction Fee | — | 2.75% |
| Tawarruq fee | — | — |
| E-wallet service | — | — |
| Fully Sharia Compliant | ||
| Visa’s Pre-Arbitration chargeback Fee | — | — |
| Cash advance Limit | 30% Of the credit limit | 30% Of the credit limit |
| Purchasing Waiver Period | 21 days after the account statement date | 21 days after the account statement date |
| Minimum Monthly Payment | 5% or S.R 200 (Whichever is higher) | 5% or S.R 200 (Whichever is higher) |
| Card Re-activation Fee | 100 SAR | 100 SAR |
| Card Replacement Fee | 100 SAR | 100 SAR |
| Tawaroq Profit Margin | 26.40% | 26.40% |
| Monthly Tawaroq Profit Margin | 2.20% | 2.20% |
| About Supplementary Card | No annual fee | No Annual Fee |
| Statement Issuance Frequency | Monthly | Monthly |
| Card Limit | — | — |
| Issuance Fee | — | — |
| Supplementary Card Fee | — | — |
| Cash Transfer from card to account | — | — |
| Dispute Fee | — | — |
| Fees for adding currencies | — | — |
| Annual profit rate | — | — |
| Credit Card Purchase Rate | — | — |
| Duplicate Statement Fee | — | — |
| Temporary Line Increase Fee | — | — |
| Transaction Dispute Fee (Unsuccessful) | — | — |
| Monthly Profit Margin | — | — |
| Cashback Percentage(%) | — | — |
| Cash Back | — | — |
| Hotel Discounts | — | — |
| Fuel Surcharge Wavier | — | — |
| Intermiles | — | — |
| Purchase Rate | — | — |
| Assumed credit limit | — | — |
| Crypto Card | — | — |