Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
ADCB Personal Loan for Expatri...
|
ADCB Personal Loan for UAE Nat...
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|---|---|---|
| Loan maturity | — | — |
| Applicant Age | — | — |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | — |
| Repayment tenure | — | — |
| Life insurance coverage | — | — |
| Financed Amount | — | — |
| Security Deposit | — | — |
| Minimum monthly income (Salary, ) | AED 5,000 | AED 5,000 |
| Eligibility | All salaried UAE residents (UAE Nationals and Expatriates) earning a regular minimum income of AED 5,000 from an employer already listed with ADCB or eligible for listing; applicant must be a | UAE Nationals. Minimum monthly fixed salary of AED 5,000 or above; aged 21 and above; maximum age at maturity 65. Higher salary multiples and up to 3 times salary overdraft. Loan granted agai |
| One-time Processing Fee | — | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | — | — |
| Maximum Tenure | 48 months — 'Loan repayment tenors start at 6 months and are up to a maximum of 48 months.' | 48 months — 'Loan repayment tenors start at 6 months and are up to a maximum of 48 months.' |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | — | — |
| Loan Amount | AED 1,500,000 — 'The maximum Loan amount is AED4,000,000 for UAE Nationals and AED1,500,000 for Expatriates. There is no minimum loan amount for both.' (sourced from ADCB's Personal Loan FAQ | AED 4,000,000 — 'The maximum Loan amount is AED4,000,000 for UAE Nationals' (sourced from ADCB's Personal Loan FAQ page, not the product page). |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |