Best Credit Card in Hong Kong — Card Finder
Answer 4 quick questions and we'll match you against the real credit cards issued by banks in Hong Kong — with their published fees, rates and rewards.
Where are you located?
We'll show cards available in your country
Credit cards available in Hong Kong
The finder matches you against 6 real credit cards issued by 2 banks in Hong Kong. Fees, rates and rewards below are pulled from each bank's own published terms, in HKD.
Cashback credit cards in Hong Kong
| Card | Bank | Cashback | Annual fee | Interest rate |
|---|---|---|---|---|
| BOC HK Cheers Card | Bank of China HK | Cashback card | — | 2.92% per month |
Cashback terms exactly as each bank publishes them.
All credit cards we track in Hong Kong
| Card | Bank | Annual fee | Interest rate | Minimum income |
|---|---|---|---|---|
| BOC HK Cheers Card | Bank of China HK | — | 2.92% per month | — |
| BOC HK Visa Gold | Bank of China HK | — | 2.92% per month | — |
| BOC HK Visa Infinite | Bank of China HK | — | 2.92% per month | — |
| Hang Seng Visa Infinite | Hang Seng Bank | — | 2.92% per month | — |
| Hang Seng Visa Platinum | Hang Seng Bank | — | 2.92% per month | — |
| Hang Seng enJoy Card | Hang Seng Bank | — | 2.92% per month | — |
6 cards from 2 banks. Fees are quoted in HKD unless the bank states otherwise.
Banks we track in Hong Kong
Keep going in Hong Kong
Guides for Hong Kong
Hong Kong — frequently asked questions
What is the best cashback credit card in Hong Kong?
We track 1 cashback cards in Hong Kong. BOC HK Cheers Card from Bank of China HK publishes: cashback on everyday spend. The right one depends on where you actually spend — the finder above ranks them for your profile.
How does the card finder pick a card?
It scores every card we hold for Hong Kong against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.