🇵🇰 Send Money to Pakistan — Live Rate Comparison
Pakistan received a record ~$38 billion in remittances in FY2025, most of it from workers in Saudi Arabia, the UAE, the US and the UK. The State Bank actively encourages inflows through official channels, the Roshan Digital Account and the Raast instant-payment rail. Below you can see exactly how many rupees your family receives with each service — after fees.
Moneygram
Sending $1,000 from USA to Pakistan
Updated 34 minutes ago| Provider | Rate (PKR/USD) | Fee | Recipient gets | |
|---|---|---|---|---|
|
Moneygram
|
278.10 | Free | Rs 278,102 | See rate → |
WorldRemit
|
278.10 | Free | Rs 278,100 | See rate → |
Remitly
|
277.11 | Free | Rs 277,110 | See rate → |
Instarem
|
275.86 | Free | Rs 275,855 | See rate → |
Wise
|
278.03 | $12.75 | Rs 274,480 | See rate → |
Xoom
|
273.50 | Free | Rs 273,497 | See rate → |
OFX
|
272.18 | $5.00 | Rs 270,821 | See rate → |
Bank of America
|
269.70 | Free | Rs 269,702 | |
Chase (US)
|
266.90 | $5.00 | Rs 265,562 |
Best way to send money to Pakistan
For everyday transfers to a Pakistani bank account or a JazzCash / Easypaisa wallet, Remitly and MoneyGram usually deliver within minutes at competitive rates. Wise gives the truest mid-market rate but pays into bank accounts only. For large or recurring transfers, re-check the "recipient gets" column each time — the cheapest provider shifts with the daily rupee rate.
Good to know before you send to Pakistan
Remittances received in Pakistan are not taxed, and inflows through official channels count toward Roshan Digital and tax-filer benefits. Recipients withdrawing large amounts may need CNIC verification. Avoid informal "hundi / hawala" channels — they are illegal and offer no protection if something goes wrong.
Sending with crypto — the faster, borderless option
Some senders use USDT stablecoin as an alternative — it moves in minutes, 24/7, often with lower fees than banks. It needs crypto-savvy setup on both sides, rates vary by exchange, and it is not a like-for-like quote against the providers above.
Spend crypto directly with a card
Crypto values can move and services vary by country — do your own checks before sending large amounts. Buzdy may earn a commission from these links, at no extra cost to you.
How your money reaches Pakistan
Most services deliver to Pakistan through one or more of these methods — pick the provider that supports the one your family uses:
How we collect this data
- ✅ Provider rates and fees are collected from live provider pricing, refreshed roughly every hour.
- ✅ The mid-market benchmark comes from open exchange-rate feeds, so you can see each provider's real margin.
- ✅ Every table shows exactly when its data was collected. If a quote is stale, we say so — we never fill gaps with estimates.
- ✅ Providers are ranked purely by how much your recipient gets — never by who pays us.
Frequently asked questions
What is the cheapest way to send money to Pakistan?
The cheapest way to send money to Pakistan changes daily with the exchange rate — compare the "recipient gets" column above, which combines the rate and the fee, so the top row is the best total deal right now. For Pakistan, delivery via Bank account and JazzCash is usually the fastest low-cost route, while bank wires are almost always the most expensive.
How fast can I send money to Pakistan?
Many services deliver to Pakistan within minutes via Bank account, JazzCash, Easypaisa. Wise usually takes a few hours, and traditional bank wires take 2–5 business days.
What is the mid-market exchange rate?
It's the real exchange rate you see on Google — the midpoint of global buy/sell prices. Providers price below it; the gap is their hidden margin. We show the benchmark so that margin is visible.
Where does this data come from?
Provider quotes are collected from live provider pricing (refreshed roughly hourly); the benchmark rate comes from open exchange-rate feeds. Timestamps on every table show freshness. We never estimate or invent rates.
More for Pakistan
Disclosure: Buzdy may earn a commission when you open an account through some links on this page, at no extra cost to you. This never affects ranking — providers are ordered strictly by the amount your recipient receives. Rates change constantly; always confirm the final quote on the provider's site before sending.