Wells Fargo Routing Number & SWIFT Code (2026)
Looking for your Wells Fargo routing number, wire transfer number or SWIFT/BIC code? Below are the numbers you need for direct deposits, domestic wires and international transfers — plus how to confirm the right one for your account.
Routing numbers can depend on the state where you opened your account. Before sending money, always confirm the number on the bottom-left of your check, in your banking app, or on Wells Fargo's official site.
How to find your Wells Fargo routing number
Wells Fargo uses a single ACH routing number (121042882) for direct deposit and electronic payments nationwide. Use the wire routing number (121000248) for incoming wire transfers.
- On a check: the 9-digit number in the bottom-left corner.
- In the app / online banking: under account details.
- By phone: call Wells Fargo at 1-800-869-3557.
Wire vs ACH vs SWIFT — which number do I use?
| Transfer type | Use this | Speed |
|---|---|---|
| Direct deposit / bill pay (ACH) | 121042882 | 1–3 days |
| Domestic wire transfer | 121000248 | Same day |
| International transfer | WFBIUS6S (SWIFT) | 1–5 days |
Frequently asked questions
What is the Wells Fargo wire transfer routing number?
The domestic wire transfer routing number for Wells Fargo is 121000248. Always confirm the number with Wells Fargo before sending a wire.
What is the Wells Fargo SWIFT/BIC code?
The SWIFT/BIC code for Wells Fargo is WFBIUS6S. You need this code to receive international (foreign) wire transfers.
What is the difference between an ACH and a wire routing number?
An ACH routing number is used for direct deposits, bill payments and standard electronic transfers. A wire routing number is used for same-day domestic wire transfers. They can be different numbers at the same bank.
How do I find my Wells Fargo routing number?
Wells Fargo uses a single ACH routing number (121042882) for direct deposit and electronic payments nationwide. Use the wire routing number (121000248) for incoming wire transfers. You can also call Wells Fargo at 1-800-869-3557.
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Last reviewed June 2026 by the Buzdy editorial team. Numbers are provided for convenience only — always verify with Wells Fargo before transacting.