Truist Routing Number (2026) — ACH, Wire & Direct Deposit
Use the routing number printed on your own check — the first group of nine digits in the bottom-left corner. It is the only number guaranteed to be right for your account. Truist has more than one, and no list on any website can tell which one is yours. Your Truist app and online banking show it too, and 1-844-487-8478 will confirm it. A wrong routing number sends your money to the wrong institution.
We are deliberately not printing a single "Truist routing number" for direct deposit. The Federal Reserve registers 61 numbers to Truist Bank and only one of them belongs to your account. The number on the bottom-left of your own check is the only authoritative answer.
Why Truist has the routing numbers it does
Truist is the 2019 merger of BB&T and SunTrust, and the routing-number picture reflects a migration that ran for several years. Legacy BB&T and legacy SunTrust customers were moved onto Truist numbers in waves by region, and the Federal Reserve directory now lists Truist Bank records across the bank's south-eastern and mid-Atlantic core. If you have not used your account since before the migration, the number on an old cheque book may no longer be the one the Federal Reserve currently registers.
Truist routing numbers registered with the Federal Reserve
Each row below is a live record from the Federal Reserve's Fedwire participant directory. The location column is the Fedwire telegraphic location the Federal Reserve holds for that number — the Fed's own processing site for it. For a bank this size it is not the state whose accounts use the number, and it should not be read as one. Nothing on this page can tell you which of these is attached to your account: use the nine digits printed on the bottom-left of your own check.
| Routing number | Registered to | Fedwire location | Fed district | Networks |
|---|---|---|---|---|
| 062203984 | TRUIST BANK | Oxford, AL | Atlanta | Wire ACH |
| 054001547 | TRUIST BANK | Washington, DC | Richmond | Wire ACH |
| 263191387 | TRUIST BANK | Tallahassee, FL | Atlanta | Wire ACH |
| 061113415 | TRUIST BANK | Byron, GA | Atlanta | Wire ACH |
| 042174486 | TRUIST BANK | Pikeville, KY | Cleveland | Wire ACH |
| 083900680 | TRUIST BANK | Hopkinsville, KY | St. Louis | Wire ACH |
| 083974289 | TRUIST BANK | Louisville, KY | St. Louis | Wire ACH |
| 055003308 | TRUIST BANK | Hyattsville, MD | Richmond | Wire ACH |
| 031204710 | TRUIST BANK | Winston Salem, NC | Philadelphia | Wire ACH |
| 031309123 | TRUIST BANK | Winston Salem, NC | Philadelphia | Wire ACH |
| 042102267 | TRUIST BANK | Winston-salem, NC | Cleveland | Wire ACH |
| 053101121 | TRUIST BANK | Charlotte, NC | Richmond | Wire ACH |
| 057000668 | TRUIST BANK | Wilson, NC | Richmond | Wire ACH |
| 061000104 | TRUIST BANK | Charlotte, NC | Atlanta | Wire ACH |
| 053201607 | TRUIST BANK | Greenville, SC | Richmond | Wire ACH |
| 064208165 | TRUIST BANK | Gatlinburg, TN | Atlanta | Wire ACH |
| 111017694 | TRUIST BANK | Dallas, TX | Dallas | Wire ACH |
| 051404260 | TRUIST BANK | Richmond, VA | Richmond | Wire ACH |
| 056005318 | TRUIST BANK | Arlington, VA | Richmond | Wire ACH |
| 051503394 | TRUIST BANK | Williamson, WV | Richmond | Wire ACH |
The Federal Reserve additionally registers 41 ACH-only routing numbers to Truist Bank that are not eligible for Fedwire. These are almost entirely legacy numbers inherited from acquired institutions and are still valid for receiving direct deposit, but cannot be used to receive a wire. We do not list them individually because the only one that matters is the one printed on your own check.
A routing number sends money to an institution, not to a person. If it is wrong the payment goes somewhere else. Before you transact, confirm the number against the bottom-left of your own check, your Truist app, or Truist's official page.
Which number do you actually need?
| You are doing this | Use | Arrives |
|---|---|---|
| Setting up direct deposit or paying a bill | The ACH number on your check | 1–3 business days |
| Receiving a domestic wire | 061000104 | Same business day |
| Receiving money from outside the US | Correspondent bank instructions | 1–5 business days |
US accounts do not have IBANs. If an overseas sender's form demands one, that form was built for Europe — give them the SWIFT/BIC plus your routing and account number instead. See SWIFT vs routing number.
Truist branches in Buzdy's US directory
We track 179 Truist locations in the United States. If you need to confirm a routing number in person or open an account, these are the busiest cities in our data:
Truist cards and accounts on Buzdy
Products we list for Truist in the United States.
Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.
Truist routing number — questions
What is the Truist routing number?
There is no single one. The Federal Reserve registers 61 routing numbers to Truist Bank, mostly inherited from banks it has acquired. For direct deposit use the nine digits on the bottom-left of your own check. For an incoming domestic wire, Truist publishes 061000104.
Which of the 61 Truist routing numbers is mine?
We cannot tell you from a list, and neither can anyone else. Truist Bank has 61 routing numbers registered with the Federal Reserve, most of them inherited from banks it acquired, and which one is attached to your account depends on the institution and branch that opened it. The nine digits in the bottom-left corner of your own check are the answer; your Truist app and online banking show the same thing, and 1-844-487-8478 will confirm it. Do not pick one off a list because it matches your state.
Is the Truist wire routing number the same as the ACH number?
Not always. ACH routing numbers move direct deposits and bill payments over the automated clearing house, usually settling in one to three business days. Wire routing numbers move same-day funds over Fedwire. Of the 61 numbers the Federal Reserve registers to Truist Bank, 20 are Fedwire-eligible and 41 are ACH-only. Using an ACH-only number for an incoming wire is one of the most common reasons transfers are returned.
What is the Truist SWIFT code?
Truist does not publish a retail SWIFT/BIC code in the sources we verify against. International payments into this account will normally route through a correspondent bank, so ask Truist for its full incoming-wire instructions rather than relying on a code found online.
How do I find my own Truist routing number?
Read the first group of nine digits in the bottom-left corner of a check, open your account details in the Truist app or online banking, or call 1-844-487-8478. Any of these three is specific to your account; a general list is not.
How we checked this page
Every routing number above was read directly from the Federal Reserve Banks' E-Payments Routing Directory — the FedACH and Fedwire participant directories, which are the systems of record for US routing numbers. We query both directories by institution name, keep only records the Federal Reserve returns under Truist Bank, and validate every number against the ABA check-digit formula. Numbers that fall out of the directory are removed rather than carried forward. We do not publish a number we could not confirm.
SWIFT/BIC codes are not part of the Federal Reserve directory and are shown as published by the bank itself, labelled as such. Last checked against the Federal Reserve directory on 29 July 2026.
Related guides
Buzdy is not affiliated with Truist Bank. Routing numbers are reproduced for reference from public Federal Reserve records; always confirm with your bank before moving money.