Discover Bank Routing Number (2026) — ACH, Wire & Direct Deposit
We are not publishing a routing number for Discover Bank.
Our checks against the Federal Reserve E-Payments Routing Directory did not return a current routing number registered to Discover Bank under that name. Rather than repeat a number we cannot stand behind, we are showing nothing — a wrong routing number sends your money to the wrong institution. Get the number from Discover Bank directly or by calling 1-800-347-7000.
Use the routing number printed on your own check — the first group of nine digits in the bottom-left corner. It is the only number guaranteed to be right for your account. Discover Bank has more than one, and no list on any website can tell which one is yours. Your Discover Bank app and online banking show it too, and 1-800-347-7000 will confirm it. A wrong routing number sends your money to the wrong institution.
Why Discover Bank has the routing numbers it does
Discover Bank is the Delaware-chartered deposit bank behind Discover online savings and checking. It is separate from the Discover card network, and Capital One's acquisition of Discover has been reshaping the group — a reason to confirm current details directly with the bank rather than relying on any third-party listing.
A routing number sends money to an institution, not to a person. If it is wrong the payment goes somewhere else. Before you transact, confirm the number against the bottom-left of your own check, your Discover Bank app, or Discover Bank's official page.
Which number do you actually need?
| You are doing this | Use | Arrives |
|---|---|---|
| Setting up direct deposit or paying a bill | The ACH number on your check | 1–3 business days |
| Receiving a domestic wire | Ask the bank | Same business day |
| Receiving money from outside the US | Correspondent bank instructions | 1–5 business days |
US accounts do not have IBANs. If an overseas sender's form demands one, that form was built for Europe — give them the SWIFT/BIC plus your routing and account number instead. See SWIFT vs routing number.
US cards and accounts on Buzdy
We do not list products for Discover Bank itself. These are US cards and accounts from banks we do cover.
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Discover Bank routing number — questions
What is the Discover Bank routing number?
There is no single one. The Federal Reserve registers 0 routing numbers to Discover Bank, mostly inherited from banks it has acquired. For direct deposit use the nine digits on the bottom-left of your own check.
Is the Discover Bank wire routing number the same as the ACH number?
Not always. ACH routing numbers move direct deposits and bill payments over the automated clearing house, usually settling in one to three business days. Wire routing numbers move same-day funds over Fedwire. Using an ACH-only number for an incoming wire is one of the most common reasons transfers are returned.
What is the Discover Bank SWIFT code?
Discover Bank does not publish a retail SWIFT/BIC code in the sources we verify against. International payments into this account will normally route through a correspondent bank, so ask Discover Bank for its full incoming-wire instructions rather than relying on a code found online.
How do I find my own Discover Bank routing number?
Read the first group of nine digits in the bottom-left corner of a check, open your account details in the Discover Bank app or online banking, or call 1-800-347-7000. Any of these three is specific to your account; a general list is not.
How we checked this page
Every routing number above was read directly from the Federal Reserve Banks' E-Payments Routing Directory — the FedACH and Fedwire participant directories, which are the systems of record for US routing numbers. We query both directories by institution name, keep only records the Federal Reserve returns under Discover Bank, and validate every number against the ABA check-digit formula. Numbers that fall out of the directory are removed rather than carried forward. We do not publish a number we could not confirm.
SWIFT/BIC codes are not part of the Federal Reserve directory and are shown as published by the bank itself, labelled as such. Last checked against the Federal Reserve directory on 29 July 2026.
Related guides
Buzdy is not affiliated with Discover Bank. Routing numbers are reproduced for reference from public Federal Reserve records; always confirm with your bank before moving money.