Capital One Routing Number & SWIFT Code (2026)
Looking for your Capital One routing number, wire transfer number or SWIFT/BIC code? Below are the numbers you need for direct deposits, domestic wires and international transfers — plus how to confirm the right one for your account.
Routing numbers can depend on the state where you opened your account. Before sending money, always confirm the number on the bottom-left of your check, in your banking app, or on Capital One's official site.
How to find your Capital One routing number
Capital One routing numbers vary by the state/region where your account was opened (and differ for Capital One 360 online accounts). Find yours on a check, in the Capital One app, or via the official link below.
- On a check: the 9-digit number in the bottom-left corner.
- In the app / online banking: under account details.
- By phone: call Capital One at 1-800-655-2265.
Wire vs ACH vs SWIFT — which number do I use?
| Transfer type | Use this | Speed |
|---|---|---|
| Direct deposit / bill pay (ACH) | Your state ACH routing number | 1–3 days |
| Domestic wire transfer | Confirm with bank | Same day |
| International transfer | NFBKUS33 (SWIFT) | 1–5 days |
Frequently asked questions
What is the Capital One wire transfer routing number?
Capital One domestic wire routing numbers can vary by account and region. Confirm your wire routing number with Capital One or in your account details before sending a wire.
What is the Capital One SWIFT/BIC code?
The SWIFT/BIC code for Capital One is NFBKUS33. You need this code to receive international (foreign) wire transfers.
What is the difference between an ACH and a wire routing number?
An ACH routing number is used for direct deposits, bill payments and standard electronic transfers. A wire routing number is used for same-day domestic wire transfers. They can be different numbers at the same bank.
How do I find my Capital One routing number?
Capital One routing numbers vary by the state/region where your account was opened (and differ for Capital One 360 online accounts). Find yours on a check, in the Capital One app, or via the official link below. You can also call Capital One at 1-800-655-2265.
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Last reviewed June 2026 by the Buzdy editorial team. Numbers are provided for convenience only — always verify with Capital One before transacting.