Looking for the best Credit Cards in Switzerland? We have compared 15 Credit Cards from top banks in Switzerland to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Switzerland (2026)
1. Gold Credit Card
Bank: Aargauische Kantonal bank
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Global Acceptance, Interest Free Days, Internet Banking
Whether in everyday life or when travelling: with the classy AKB Gold credit card, you can travel safely and conveniently anywhere in the world.
2. Platinum Credit Card
Bank: Aargauische Kantonal bank
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Global Acceptance, Supplementary Cards, Interest Free Days
With the exclusive AKB Platinum credit card, you are welcome around the world - and enjoy many convenient premium services for the discerning.
3. Silver Credit Card
Bank: Aargauische Kantonal bank
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Global Acceptance, Interest Free Days, Internet Banking
With the classic AKB Silver credit card, you can pay easily and securely anywhere in the world.
4. BCGE Mastercard or Visa
Bank: Banque cantonale de Genève
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Interest Free Days, Internet Banking
To pay worldwide without cash or for your purchases on the internet, a wide choice of credit cards, corresponding to your situation and your needs, with many advantages.
5. BCGE Platinum Visa
Bank: Banque cantonale de Genève
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Lifestyle Privileges, Global Acceptance, Interest Free Days
The Platinum credit card is intended for people with high requirements for their cashless payment transactions. It comes with exclusive privileges and premium services.
6. Swiss Bankers Life Card
Bank: Banque cantonale de Genève
- Annual Fee: CHF 45
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Global Acceptance, Interest Free Days, Internet Banking
Swiss Bankers Life Card is a prepaid Mastercard for everyday spending with no transaction fees, accepted at 70M+ stores and online shops worldwide. Features Apple Pay support, budget control since you
7. Swiss Bankers Travel Card
Bank: Banque cantonale de Genève
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Global Acceptance, Interest Free Days
The Travel Card is a rechargeable card, ideal for holidays and travel to withdraw cash in local currency at ATMs around the world and to pay in shops or on the internet. Lost or stolen? It is replaced
8. Swiss Bankers Travel
Bank: Basler Kantonal bank
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Interest Free Days
The Swiss Bankers Travel card is your reliable travel companion. Load your desired amount onto the card before you leave by phone or via the Swiss Bankers app. You pay cashless and contactless on the
9. Visa Gold International
Bank: Basler Kantonal bank
- Annual Fee: EUR/USD 200
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Interest Free Days, Internet Banking
With World Mastercard® Gold International and Visa Gold International you don't have to worry about exchange rates. You pay worldwide directly in EUR or USD, without any costs for conversion into CHF
10. Visa Platinum
Bank: Basler Kantonal bank
- Annual Fee: CHF 550
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Lounge Access, Interest Free Days
The Visa Platinum card is the Rolls-Royce of credit cards. It meets the highest demands in terms of insurance and extras. The concierge service, for example, does everything in its power to fulfill yo
11. World Mastercard S, V and C
Bank: Basler Kantonal bank
- Annual Fee: CHF 100
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Interest Free Days
With the World Mastercard® Silver and Visa Classic you can make cashless payments worldwide. They withdraw money from ATMs in Switzerland and abroad and shop online. Various insurances and additional
12. World Mastercard Visa Gold
Bank: Basler Kantonal bank
- Annual Fee: CHF 200
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Global Acceptance, Interest Free Days, Internet Banking
Our gold credit cards World Mastercard® Gold or Visa Gold are the perfect ticket for globetrotters. You can make cashless payments worldwide and withdraw money in the local currency. You are also ful
13. Mastercard Basic
Bank: Berner Kantonalbank AG
- Annual Fee: CHF 30
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Global Acceptance, Interest Free Days
Get the Basic Mastercard free of charge with the private account Basic, private account Plus or private account Young.
14. Mastercard Gold
Bank: Berner Kantonalbank AG
- Annual Fee: CHF 200
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Global Acceptance, Interest Free Days
The Mastercard Gold offers you full flexibility, even for higher expenses. If you have a Private Account Plus with us, you can get the Mastercard Gold for half the price.
15. Mastercard Silver
Bank: Berner Kantonalbank AG
- Annual Fee: CHF 100
- Interest Rate: 1.00% per month
- Salary/Eligibility: Not Required
- Rewards: Bonus program surprise
- Benefits: Global Acceptance, Interest Free Days, Internet Banking
The silver Mastercard offers everything you would expect from a credit card - plus a little more. If you have a Private Account Plus or Private Account Young with us, you will receive the Mastercard S
How to Choose a Credit Card in Switzerland
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Switzerland for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Switzerland now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Switzerland?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Switzerland →
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How We Compare Best Credit Cards in Switzerland 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Switzerland. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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