Looking for the best Credit Cards in Norway? We have compared 15 Credit Cards from top banks in Norway to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Norway (2026)
1. Mastercard DNB
Bank: Den norske Bank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards, Interest Free Days
DNB Mastercard is a versatile credit card with up to 45 days interest-free payment deferral, included travel insurance when transport is paid by card, fuel and charging discounts, no annual fee, and o
2. Pluss Mastercard
Bank: Den norske Bank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Chip/Pin, Supplementary Cards, Interest Free Days
DNB Pluss Mastercard is designed for customers over 28 seeking attractive benefits with no annual fee. Features up to 45 days interest-free deferral, travel insurance on card-paid transport, fuel disc
3. SAGA Mastercard
Bank: Den norske Bank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards, Interest Free Days
DNB SAGA Mastercard is a premium card for high-income customers with NOK 1M+ income or NOK 2M+ assets. Offers up to 45 days interest-free, travel insurance, airport lounge access, SAS EuroBonus level
4. Ung (Young Adults) Mastercard
Bank: Den norske Bank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Purchase Protection, Chip/Pin, Supplementary Cards, Interest Free Days, Internet Banking
DNB Ung Mastercard is designed for young adults aged 18-28 with no annual fee and attractive benefits. Features up to 45 days interest-free payment deferral, travel insurance when transport is paid by
5. Santander BestCard Basic
Bank: Santander
- Annual Fee: EUR 0
- Interest Rate: 14.84% p.a.
- Interest Free Days: Up to 30 days
The Santander BestCard Basic is a permanently free Visa credit card with 4 free cash withdrawals per month, 1% fuel discount at gas stations, and travel booking discounts. No Santander account require
6. Santander BestCard Extra
Bank: Santander
- Annual Fee: EUR 49/year
- Interest Rate: 12.84% p.a.
- Interest Free Days: Up to 30 days
The Santander BestCard Extra provides more extras for shopping and travel with 4 free cash withdrawals per month, 1% fuel discount, travel insurance coverage, and expanded purchase protection. Mid-tie
7. Santander BestCard Premium
Bank: Santander
- Annual Fee: EUR 99/year (EUR 75 with Santander account)
- Interest Rate: 11.84% p.a.
- Interest Free Days: Up to 30 days
The Santander BestCard Premium offers unlimited free cash withdrawals worldwide, 1% fuel discount, 7% travel booking discount, comprehensive travel insurance, and fee-free foreign currency transaction
8. Santander BestCard Smart
Bank: Santander
- Annual Fee: EUR 29/year
- Interest Rate: 13.84% p.a.
- Interest Free Days: Up to 30 days
The Santander BestCard Smart is a Visa card designed for secure everyday shopping with 4 free cash withdrawals per month, 1% fuel discount, and enhanced online purchase protection. Affordable annual f
9. Santander BR Free
Bank: Santander
- Interest Rate: 14.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Chip/Pin, Supplementary Cards
No-annual-fee card earning Esfera points on purchases for cost-conscious customers wanting basic rewards.
10. Santander BR Platinum
Bank: Santander
- Interest Rate: 14.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Mid-premium card with Esfera rewards, limited lounge visits, and entertainment pre-sale access.
11. Santander BR SX
Bank: Santander
- Interest Rate: 14.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Chip/Pin, Supplementary Cards
Digital-first card with cashback rewards, no annual fee, and simplified app-based experience.
12. Santander BR Visa Infinite
Bank: Santander
- Interest Rate: 14.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Santander Brazil flagship with unlimited lounge access, Esfera rewards, and comprehensive travel protection.
13. Santander CL MC Classic
Bank: Santander
- Benefits: Purchase Protection, Global Acceptance, Chip/Pin, Internet Banking
The Santander Chile Mastercard Classic is an accessible credit card option providing worldwide Mastercard acceptance, basic purchase protection, and digital banking access. It serves as a practical ev
14. Santander CL Visa Gold
Bank: Santander
- Benefits: Travel Benefits, Purchase Protection, Global Acceptance, Chip/Pin, Internet Banking
The Santander Chile Visa Gold credit card provides international acceptance and Visa Gold tier benefits including travel assistance services and purchase protection. It offers a balance of features fo
15. Santander CL Visa Platinum
Bank: Santander
- Benefits: Travel Benefits, Purchase Protection, Global Acceptance, Chip/Pin, Internet Banking
The Santander Chile Visa Platinum is a premium credit card offering access to exclusive Visa Platinum benefits including travel assistance, purchase protection, and worldwide acceptance. Cardholders e
How to Choose a Credit Card in Norway
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Norway for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Norway now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Norway?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Norway →
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How We Compare Best Credit Cards in Norway 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Norway. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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