Looking for the best Credit Cards in Colombia? We have compared 15 Credit Cards from top banks in Colombia to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Colombia (2026)
1. Bogota MC Classic
Bank: Banco de Bogota
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Banco de Bogota Mastercard Classic offers credit limit up to $3.5M COP, tuplus points for every $4,000 COP spent redeemable for miles and tickets, up to 12 interest-free installments, purchase protect
2. Bogota Visa Gold
Bank: Banco de Bogota
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Lifestyle Privileges
Banco de Bogota Visa Gold provides credit limit up to $10M COP with 1.5 tuplus points per $4,000 COP for trips and miles redemption. Features cash advance up to 30%, extended warranty, purchase protec
3. Bogota Visa Platinum
Bank: Banco de Bogota
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with lounge access, travel insurance, and enhanced Banco de Bogota rewards.
4. Bancolombia MC Classic
Bank: Bancolombia
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Bancolombia Mastercard Classic offers zero annual fee with $695K COP monthly spend, purchase insurance up to $200 USD, medical expense coverage abroad up to $40,000 USD, baggage loss compensation up t
5. Bancolombia Visa Gold
Bank: Bancolombia
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Lifestyle Privileges
Gold card with travel insurance, dining offers, and Bancolombia loyalty rewards.
6. Bancolombia Visa Signature
Bank: Bancolombia
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with airport lounge access, comprehensive travel insurance, and highest rewards in Colombia.
7. BBVA CO Aqua
Bank: BBVA Colombia
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Digital-first card with instant cashback, no annual fee, and app-based management.
8. BBVA CO Visa Gold
Bank: BBVA Colombia
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Lifestyle Privileges
BBVA Colombia Visa Gold provides higher credit limits with 4 annual free VIP airport lounge accesses for cardholder and companions, BBVA Points with double points on online purchases, medical and acci
9. BBVA CO Visa Platinum
Bank: BBVA Colombia
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
BBVA Colombia Visa Platinum offers minimum $7M COP credit limit, 4 annual VIP airport lounge visits, specialized travel agents, medical protection and accident insurance, BBVA Points with double point
10. Davivienda MC Classic
Bank: Davivienda
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Davivienda Mastercard Classic is ideal for building credit history, earn 1 DaviPunto per $2 spent redeemable for travel from 7,000 points at the Travel Service Center. Includes 1,000 welcome DaviPunto
11. Davivienda Visa Gold
Bank: Davivienda
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Lifestyle Privileges
Davivienda Visa Gold offers flexible credit limit up to $7M+ COP, 1.5 points per dollar redeemable for hotel stays and Avianca LifeMiles, free Ultrabox mailbox service, extended warranty, price and pu
12. Davivienda Visa Signature
Bank: Davivienda
- Interest Rate: 2.17% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with lounge access, comprehensive insurance, and Davivienda rewards.
13. Nu Colombia Card
Bank: Nu Colombia
- Benefits: Global Acceptance, Internet Banking
The Nu Colombia Card is a Mastercard credit card from Nu Colombia, offering full app-based control over credit limits, flexible installment options in 2, 3, 6, or 12 installments, and cash advances up
14. Nu Colombia Gold
Bank: Nu Colombia
- Benefits: Global Acceptance, Internet Banking
The Nu Colombia Gold is a mid-tier Mastercard from Nu Colombia, providing app-based credit management, flexible installment options, and cash advances up to 100% of available credit. It supports Apple
15. Nu Colombia Ultravioleta
Bank: Nu Colombia
- Benefits: Lifestyle Privileges, Global Acceptance, Internet Banking
The Nu Colombia Ultravioleta is the premium tier Mastercard from Nu Colombia, offering enhanced rewards, flexible installment plans with 0% interest at partner merchants through Mercado Pago, and full
How to Choose a Credit Card in Colombia
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Colombia for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Colombia now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Colombia?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Colombia →
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How We Compare Best Credit Cards in Colombia 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Colombia. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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