Looking for the best Credit Cards in Thailand? We have compared 15 Credit Cards from top banks in Thailand to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Thailand (2026)
1. Bangkok Bank AirAsia Platinum
Bank: Bangkok Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Digital Wallet, Lifestyle Privileges, Chip/Pin, Supplementary Cards
Co-branded travel card earning up to 7x AirAsia BIG Points with free baggage, priority boarding, and Platinum membership.
2. Bangkok Bank Visa Infinite
Bank: Bangkok Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Ultra-premium invitation-only card with complimentary lounge access, dining set menus, spa treatments, and double reward points.
3. Bangkok Bank Visa Platinum
Bank: Bangkok Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Mid-tier card earning 1 reward point per THB 25 spent with travel insurance, golf, and roadside assistance.
4. Bangkok Bank World MC
Bank: Bangkok Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Digital Wallet, Hotel Discounts & Offers
Premium Mastercard with up to 2% cashback, travel insurance up to USD200,000, and airline mile redemptions.
5. KBank Visa Infinite
Bank: Kasikornbank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Digital Wallet, Entertainment Benefits
Ultra-premium card for 10M+ THB clients with Priority Pass access, 20M THB travel insurance, and WISDOM Lounge access.
6. KBank Visa Platinum
Bank: Kasikornbank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Digital Wallet, Lifestyle Privileges, Chip/Pin
Mid-tier card earning K Points on restaurants, department stores, and travel, redeemable for Royal Orchid Plus miles.
7. KBank Visa Signature
Bank: Kasikornbank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Digital Wallet, Hotel Discounts & Offers
Premium lifestyle card with exclusive spa and wellness privileges, birthday gifts, and EVA Air discounts.
8. KBank World Mastercard
Bank: Kasikornbank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Digital Wallet, Hotel Discounts & Offers
Premium card with Priority Pass access to 1,800+ lounges, complimentary luxury hotel nights, and 3x dining reward points.
9. Krungsri JCB Platinum
Bank: Krungsri Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Asia-focused travel card with 3% cashback on dining, 1% in Japan/Korea/HK, and JCB airport lounge access across Asia.
10. Krungsri Visa Platinum
Bank: Krungsri Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Everyday card with 1% cashback at Bangchak gas stations and medical fee installment plans at hospitals.
11. Krungsri Visa Signature
Bank: Krungsri Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Digital Wallet, Hotel Discounts & Offers
Premium dining and lifestyle card with 5x reward points on dining, DragonPass lounge access, and 24-hour concierge.
12. Krungsri World Mastercard
Bank: Krungsri Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card for Exclusive clients with Royal Silk Lounge access, DragonPass lounges, and THB 6M travel insurance.
13. Krungthai Classic Visa
Bank: Krungthai Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Digital Wallet, Chip/Pin, Supplementary Cards
Basic entry-level card with KTC FOREVER points on everyday spending and installment payment options.
14. Krungthai Visa Infinite
Bank: Krungthai Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Digital Wallet, Entertainment Benefits
Invitation-only ultra-premium card with Priority Pass access to 1,800+ lounges, 3x KTC FOREVER points, and dining privileges.
15. Krungthai Visa Platinum
Bank: Krungthai Bank
- Interest Rate: 1.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Digital Wallet, Lifestyle Privileges, Chip/Pin
Mid-tier card earning KTC FOREVER points with no expiration, redeemable for airline miles, with 0% installment plans.
How to Choose a Credit Card in Thailand
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Thailand for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Thailand now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Thailand?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Thailand →
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How We Compare Best Credit Cards in Thailand 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Thailand. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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