Looking for the best Credit Cards in Taiwan? We have compared 15 Credit Cards from top banks in Taiwan to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Taiwan (2026)
1. Cathay Costco Card
Bank: Cathay United Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Costco co-branded card with cashback at Costco Taiwan and worldwide Mastercard acceptance.
2. Cathay Cube Card
Bank: Cathay United Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Lifestyle card with 3% cashback on mobile payment, streaming, and online shopping.
3. Cathay EVA Card
Bank: Cathay United Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Co-branded EVA Air card earning Infinity Miles on every purchase with airport lounge access.
4. CTBC Costco Card
Bank: CTBC Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Co-branded card earning Costco cashback on all spending with extra rewards at Costco Taiwan.
5. CTBC LINE Pay Card
Bank: CTBC Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Taiwan most popular co-branded card with LINE Points cashback on all purchases via LINE Pay.
6. CTBC Visa Signature
Bank: CTBC Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with airport lounge access, travel insurance, and highest rewards rate in CTBC lineup.
7. E.SUN Uber Card
Bank: E.SUN Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Popular card with 3% cashback on Uber/UberEats, 2% on online shopping, and 1% on everything else.
8. E.SUN Visa Signature
Bank: E.SUN Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with Visa Signature benefits, travel insurance, and enhanced rewards earning.
9. E.SUN World MC
Bank: E.SUN Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium Mastercard World with lounge access, travel insurance, and Mastercard lifestyle privileges.
10. Fubon J Card
Bank: Taipei Fubon Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Youth-oriented card with 3% cashback on convenience stores, streaming, and food delivery.
11. Fubon Momo Card
Bank: Taipei Fubon Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
E-commerce card earning up to 6% momo coins on momo shopping with online purchase protection.
12. Fubon Visa Infinite
Bank: Taipei Fubon Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Top-tier card with unlimited lounge access, comprehensive travel insurance, and Visa Infinite concierge.
13. Taishin FlyGo
Bank: Taishin Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Travel card earning 2.8% cashback on overseas spending and transportation with no annual fee.
14. Taishin Gogo Card
Bank: Taishin Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Everyday card with 3.8% cashback on weekend dining and entertainment, 1.5% weekdays.
15. Taishin Signature
Bank: Taishin Bank
- Interest Rate: 1.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with lounge access, comprehensive travel insurance, and highest Taishin rewards rate.
How to Choose a Credit Card in Taiwan
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Taiwan for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Taiwan now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Taiwan?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Taiwan →
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How We Compare Best Credit Cards in Taiwan 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Taiwan. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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