Last updated: June 23, 2026 · Credit cards compared: 15 · Data source: Official bank product pages
Reviewed by Zia Shahid, Buzdy Banking Editor · Our methodology
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Looking for the best credit card in Qatar in 2026? We compared 15 credit cards from top banks in Qatar to help you find the right one for your needs, income, and lifestyle.
This guide covers fees, interest rates, eligibility, rewards, and key benefits for every option. All data is sourced from official bank product pages and updated as of June 23, 2026. Every option is from a bank regulated by Qatar Central Bank (QCB).
Quick Comparison: All 15 Credit cards in Qatar
Side-by-side comparison of every credit card option in Qatar as of June 23, 2026. Tap any name for full details.
| Credit card | Bank | Rate / Eligibility | Top Features | Apply |
|---|---|---|---|---|
| 1. Limited Edition Master World | Commercial Bank of Q… | 2.00% per month | Travel Benefits, Lounge Access, Dinning Benefits, Pu… | View → |
| 2. Mastercard Platinum | Commercial Bank of Q… | 2.00% per month | Travel Benefits, Lounge Access, Dinning Benefits, Pu… | View → |
| 3. Mastercard Titanium | Commercial Bank of Q… | 2.00% per month | Shopping Discounts, Travel Benefits, Lounge Access, … | View → |
| 4. Sadara Visa Infinite | Commercial Bank of Q… | 2.00% per month | Shopping Discounts, Lounge Access, Hotel Discounts &… | View → |
| 5. Visa Classic Credit Card | Commercial Bank of Q… | 2.00% per month | Shopping Discounts, Travel Benefits, Hotel Discounts… | View → |
| 6. Visa-Platinum | Commercial Bank of Q… | 2.00% per month | Shopping Discounts, Travel Benefits, Lounge Access, … | View → |
| 7. AL RIYADA VISA INFINITE | Doha Bank | 2.00% per month | Shopping Discounts, Travel Benefits, Lounge Access, … | View → |
| 8. DOHA BANK VISA PLATINUM | Doha Bank | 2.00% per month | Shopping Discounts, Travel Benefits, Lounge Access, … | View → |
| 9. DOHA BANK VISA SIGNATURE | Doha Bank | 2.00% per month | Shopping Discounts, Travel Benefits, Lounge Access, … | View → |
| 10. LULU PLATINUM MASTERCARD | Doha Bank | 2.00% per month | Shopping Discounts, Travel Benefits, Lounge Access, … | View → |
| 11. QATAR AIRWAYS PRIVILEGE CLUB | Doha Bank | 2.00% per month | Travel Benefits, Global Acceptance, Chip/Pin, Supple… | View → |
| 12. VISA SIGNATURE CASHBACK | Doha Bank | 2.00% per month | Shopping Discounts, Travel Benefits, Lounge Access, … | View → |
| 13. MasterCard Platinum | Dukhan Bank | 1.75% per month | Chip/Pin, Supplementary Cards, Interest Free Days, I… | View → |
| 14. Visa Infinite Retail | Dukhan Bank | 1.75% per month | Lounge Access, Global Acceptance, Chip/Pin, Suppleme… | View → |
| 15. Visa Platinum credit card | Dukhan Bank | 1.75% per month | Chip/Pin, Supplementary Cards, Interest Free Days, I… | View → |
Top 15 Credit Cards in Qatar (2026)
1. Limited Edition Master World
Bank: Commercial Bank of Qatar
- Annual Fee: QAR 1,500.
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Hotel Discounts & Offers, Global Acceptance
Your Limited Edition World Elite Mastercard gives you access to Luxury Travel, Priceless Experiences and Exclusive Benefits. Limited Edition is an elite package containing a World Elite Mastercard,
2. Mastercard Platinum
Bank: Commercial Bank of Qatar
- Annual Fee: First year free - No Annual/Joining Fee. · Second year fees QAR 750* deducted on 1st anniversary of the Credit Card.
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Hotel Discounts & Offers, Global Acceptance
Experience rich rewards and best in class benefits with Commercial Bank Mastercard Platinum. The distinctive Platinum Credit Card offers outstanding service, higher limits, and a prestigious range of
3. Mastercard Titanium
Bank: Commercial Bank of Qatar
- Annual Fee: First year free no annual/joining fee. Second year fees QAR 600* deducted on 1st anniversary of the Credit Card.
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Hotel Discounts & Offers, Global Acceptance
Experience rich rewards and best in class benefits with Commercial Bank Mastercard Titanium. The distinctive Titanium Credit Card offers outstanding service, higher limits, and a prestigious range
4. Sadara Visa Infinite
Bank: Commercial Bank of Qatar
- Annual Fee: Card Fee is QAR 1,000 (free for life for Sadara members)
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Rewards: You will earn one point for every QAR 15 spent on Diners Card and QAR 20 spent on Visa or MasterCard on retail purchase transactions
- Benefits: Shopping Discounts, Lounge Access, Hotel Discounts & Offers, Lifestyle Privileges, Global Acceptance, Chip/Pin
As a member of Sadara Banking, you will receive an exclusive Platinum Visa Debit Card for access to your account. Enjoy the convenience it brings to you.
5. Visa Classic Credit Card
Bank: Commercial Bank of Qatar
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Supplementary Cards: 3
- Benefits: Shopping Discounts, Travel Benefits, Hotel Discounts & Offers, Global Acceptance, Chip/Pin, Supplementary Cards
Get on the GO with more convenience with the Commercial Bank Visa Classic Credit Card. Your perfect work, travel and shopping companion.
6. Visa-Platinum
Bank: Commercial Bank of Qatar
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Rewards: You will earn one point for every QAR 15 spent on Diners Card and QAR 20 spent on Visa or MasterCard on retail purchase transactions excluding transactions done with Government Merchants.
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Hotel Discounts & Offers, Global Acceptance
Experience rich rewards and best in class benefits with Commercial Bank Visa Platinum. The distinctive Platinum Credit Card offers outstanding service, higher limits, and a prestigious range of tra
7. AL RIYADA VISA INFINITE
Bank: Doha Bank
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Doha Bank AL RIYADA Visa Infinite Credit Card is the ultimate Visa product, designed exclusively for those select few who are able to live life by their own rules.
8. DOHA BANK VISA PLATINUM
Bank: Doha Bank
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Hotel Discounts & Offers
Doha Bank Visa Platinum Credit Card offers an array of features and benefits, allowing you to enjoy the platinum side of life. With complimentary international airport lounge access, higher DOHA MILES
9. DOHA BANK VISA SIGNATURE
Bank: Doha Bank
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Enjoy exclusive privileges with your Doha Bank Visa Signature Credit Card and discover plenty of offers that match your lifestyle.
10. LULU PLATINUM MASTERCARD
Bank: Doha Bank
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Cashback: Now when you pay for your next vacation with your Doha Bank Lulu Platinum Mastercard Credit Card, you can enjoy Up to 10% cashback on your card when making a booking.
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Make your shopping experience more rewarding with the Doha Bank Lulu Platinum Mastercard Credit Card. Every time you use your card, you’ll earn LuLu Points that you can use to shop at any LuLu Hyper
11. QATAR AIRWAYS PRIVILEGE CLUB
Bank: Doha Bank
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Rewards: You will earn 1 Qpoint for every purchase of QAR 2,000 on your Credit Card with a maximum of 300 Qpoints annually from the card issuance date.
- Benefits: Travel Benefits, Global Acceptance, Chip/Pin, Supplementary Cards, Interest Free Days
Enjoy exclusive privileges with your Qatar Airways Privilege Club Credit Card by Doha Bank and discover plenty of offers that match your lifestyle. Your card comes with unique features and benefits ne
12. VISA SIGNATURE CASHBACK
Bank: Doha Bank
- Interest Rate: 2.00% per month
- Salary/Eligibility: Not Required
- Cashback: 10% cashback on Groceries and Online Deliveries for groceries, food & pharmacies. 10% cashback on Telco bil
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Entertainment Benefits, Hotel Discounts & Offers, Lifestyle Privileges
The Doha Bank Visa Signature Cashback offers up to 10% cashback on groceries, online deliveries, mobile top-ups, fuel and school fees — a Qatar first. Enjoy up to 50% cashback on digital entertainme
13. MasterCard Platinum
Bank: Dukhan Bank
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Rewards: 5,000 welcome Dukhan Bank Rewards points
- Supplementary Cards: 2
- Benefits: Chip/Pin, Supplementary Cards, Interest Free Days, Internet Banking
We recognize that the card has become a convenient and secure method to access cash, pay for goods and services not just locally but worldwide. Not only that, your Dukhan Bank MasterCard Platinum Cred
14. Visa Infinite Retail
Bank: Dukhan Bank
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Benefits: Lounge Access, Global Acceptance, Chip/Pin, Supplementary Cards, Interest Free Days
Your invitation to infinite privileges with Dukhan Bank Visa Infinite Retail Credit Card. Enjoy access to a dedicated Lounge service that provides complimentary entry to over 1,000 airport lounges glo
15. Visa Platinum credit card
Bank: Dukhan Bank
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Rewards: 5,000 welcome Dukhan Bank Rewards points
- Supplementary Cards: 2
- Benefits: Chip/Pin, Supplementary Cards, Interest Free Days, Internet Banking
Premium rewards and exclusive benefits await you with your Dukhan Bank Visa Platinum credit card. Indulge in special experiences and discover a wide range of benefits and exclusive offers
7 Smart Tips Before You Apply
What banks won't put in their marketing — but every smart applicant should know.
- Compare APR, not just headline rates. The advertised "low interest" is usually a promo. The real cost is the Annual Percentage Rate (APR) after fees, balance transfer charges, and FX markups. A 1.5% monthly rate is actually ~19.6% APR.
- Read the small print on rewards. Banks advertise "5% cashback" but cap it at $20/month. After the cap, you earn 0.5%. Always check the monthly cap, eligible merchants, and minimum spend requirements.
- Know your credit profile before applying. Each rejected application damages your credit score. Use the bank's pre-qualification check (soft pull) before submitting a formal application (hard pull).
- Avoid cash advances at all costs. Cash advance APR is usually 5-10% higher than purchase APR, with no grace period and an upfront fee of 2-5% of the amount. Use only in emergencies.
- Set up direct debit for the full balance. Paying only the minimum (often 5% of balance) means interest accrues on the rest. A balance of $1,000 paid at minimum costs ~$1,400 in interest over 5 years.
- Use foreign-fee-free cards abroad. Standard cards charge 2-3% on every foreign transaction plus FX markup. Travel cards charge 0%. On a $3,000 holiday, that's $90 saved.
- Watch the annual fee waiver conditions. Many premium cards waive fees in year 1 only or require a minimum annual spend (e.g. $5,000) to keep the waiver. Set a reminder before renewal.
Common Mistakes to Avoid
The five most expensive errors people make with credit cards:
- Applying for too many cards at once. Each application is a hard credit pull. 3+ pulls in 6 months drops your score 30-50 points. Space out applications by at least 90 days.
- Only paying the minimum. If you have $5,000 balance at 24% APR and pay only the minimum (5%), you'll pay $1,500+ in interest before clearing the debt. Always pay in full when possible.
- Ignoring the fine print on welcome bonuses. "Get $200 cashback!" usually requires spending $3,000 in 90 days. Read the qualifying spend, the eligible categories, and the payout timeline.
- Not using benefits you've already paid for. If you pay a $400 annual fee for a card with airport lounge access, lost-baggage insurance, and concierge — use them. Most users don't claim 80% of what they paid for.
- Treating credit cards as free money. They're high-cost short-term loans. The minimum payment cycle is designed to keep you indebted for 7-10 years on average.
How to Choose the Right Credit card in Qatar
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Customer support — 24/7 helpline, branch network, dispute resolution time
- Regulation — all products listed are from banks regulated by Qatar Central Bank (QCB)
Frequently Asked Questions: Credit cards in Qatar
What is the best credit card in Qatar for 2026?
The best credit card depends on your priorities — income level, spending habits, and eligibility. Use the comparison table above to filter by rate, benefits, and bank. For premium benefits with worldwide acceptance, look at Platinum tier cards. For low income requirements, classic tier cards offer easier eligibility. Compare all 15 options on this page.
What credit score do I need for a credit card in Qatar?
Most banks in Qatar require a clean credit history with no defaults in the last 5 years. Premium products typically require higher monthly income. Each bank publishes its own minimum on the product page.
Can I apply online for a credit card in Qatar?
Yes, most major banks in Qatar now offer fully online applications. Tap "View" on any credit card above to start the application process directly with the bank.
What documents do I need?
Standard documents: valid government ID, tax identification number, proof of address (utility bill or rental agreement), latest 3 months of payslips (for salaried applicants) or 6 months of bank statements (self-employed), and a recent passport-size photograph. Exact requirements vary by bank.
Are these credit cards regulated and safe?
Yes — all 15 options listed are from banks regulated by Qatar Central Bank (QCB). Consumer disputes can be escalated to the regulator if a bank does not resolve the issue.
What are the typical fees in Qatar?
Fees vary by tier and bank: classic cards typically QAR 0–1,500/year, gold QAR 1,500–3,000, platinum QAR 3,000–10,000. Many banks waive the first year. Always check the product page for the exact fee schedule.
Can I get a credit card if I am self-employed in Qatar?
Yes. Self-employed applicants typically need: business registration, latest tax returns, 6 months of bank statements, and audited financials (for higher tiers). Approval rates are lower than for salaried applicants but several banks specifically cater to small business owners.
What happens if I default on payments?
Missed payments trigger late fees (typically QAR 500–2,000), a credit-score drop, and a higher interest rate going forward. After 90 days of non-payment, the account goes to collections and is reported to credit bureaus. Contact your bank BEFORE missing a payment if you have trouble — most banks offer hardship plans.
Related Guides for Qatar
- All banks in Qatar
- Bank branches across Qatar
- Credit Cards In Qatar 2026
- Personal Loans In Qatar 2026
- Savings Accounts In Qatar 2026
- Qatar EMI calculator
- Qatar savings calculator
How We Compare
Our editorial team reviews each product based on annual fees, interest rates, rewards programs, eligibility requirements, and verified bank disclosures. We update this comparison regularly to reflect the latest offers. Data is sourced from official bank websites and verified where regulatory filings are publicly available.
Buzdy compares products from 555 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
Disclosure: Buzdy may earn a referral commission when you apply through links on our site. Commissions never influence rankings. Read our full editorial standards.
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