Last updated: August 2, 2026 · Credit cards compared: 15 · Data source: issuer product pages, recorded in the Buzdy database · cited pages where we hold them
Reviewed by Zia Shahid, Buzdy Banking Editor · Our methodology
? In this guide
Looking for a credit card in Qatar in 2026? We hold verified data on 31 credit cards in Qatar and show the top 15 here. Every figure below is printed from the record Buzdy holds for that product, taken from the issuer's own published material — where a bank does not publish a number, this guide says Not published rather than guessing. We link the exact issuer page under Sources for every product where we have recorded it; for the rest we hold the figure but not the page, and say so.
How this list is ordered. Ranked on the data we actually hold: cards with no annual fee first, then by how many benefits we can verify from the issuer's own product page, then by the lowest published interest rate, then by the lowest published minimum income. We then rotate one card per bank so a single issuer cannot fill the list.
This is not a complete list of every credit card sold in Qatar. It is the set Buzdy has verified data for, from 6 issuers, as of August 2, 2026.
Quick Comparison: 15 Credit Cards in Qatar
Side by side, in the order explained above. Tap any name for the full product page.
| Credit card | Bank | Annual fee | Interest rate | Verified benefits | Details |
|---|---|---|---|---|---|
| 1. Signature Credit Card | QATAR ISLAMIC BANK, Doha | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 2. VISA PLATINUM | Masraf Al Rayan | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 3. LULU PLATINUM MASTERCARD | Doha Bank | Not published | 24% per month | Airport lounge, Cashback, Travel benefits, Dining offers | View → |
| 4. WORLD MASTERCARD | Dukhan Bank | Not published | 21% per month | Airport lounge, Travel benefits, Shopping offers, Entertainment | View → |
| 5. Mastercard Titanium | Commercial Bank of Qatar | QAR 600 | 24% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 6. Deyafa - Signature | Qatar International Islamic Bank (QIIB) - Doha | Not published | 21% per month | Airport lounge, Travel benefits, Shopping offers, Hotel offers | View → |
| 7. Gold and Platinum Credit Cards | QATAR ISLAMIC BANK, Doha | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 8. VISA INFINITE | Masraf Al Rayan | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Shopping offers | View → |
| 9. DOHA BANK VISA SIGNATURE | Doha Bank | Not published | 24% per month | Airport lounge, Travel benefits, Dining offers, Shopping offers | View → |
| 10. Visa Infinite Retail | Dukhan Bank | Not published | 21% per month | Airport lounge, Rewards points, Supplementary cards, Sharia compliant | View → |
| 11. Visa-Platinum | Commercial Bank of Qatar | Not published | 24% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 12. Wajaha -Infinite | Qatar International Islamic Bank (QIIB) - Doha | Not published | 21% per month | Airport lounge, Travel benefits, Shopping offers, Hotel offers | View → |
| 13. Infinite Credit Card | QATAR ISLAMIC BANK, Doha | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 14. VISA SIGNATURE | Masraf Al Rayan | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Shopping offers | View → |
| 15. VISA SIGNATURE CASHBACK | Doha Bank | Not published | 24% per month | Airport lounge, Cashback, Travel benefits, Shopping offers | View → |
The 15 Credit Cards in Detail
1. Signature Credit Card
Bank: QATAR ISLAMIC BANK, Doha
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Shopping offers, Entertainment, Hotel offers, Supplementary cards, Sharia compliant
Financial flexibility and modern day convenience are amongst the countless privileges that come with the Signature Credit Card wherever you are in the world.Get your Signature Credit Card today and enjoy host of benefits.
2. VISA PLATINUM
Bank: Masraf Al Rayan
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
Take advantage of a wide selection of delightful offers that come with Masraf Al Rayan Platinum card. A gateway to comfort, convenience and value.
3. LULU PLATINUM MASTERCARD
Bank: Doha Bank
- Annual fee: Not published
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Travel benefits, Dining offers, Shopping offers, Entertainment, Hotel offers, Supplementary cards
Make your shopping experience more rewarding with the Doha Bank Lulu Platinum Mastercard Credit Card. Every time you use your card, you’ll earn LuLu Points that you can use to shop at any LuLu Hypermarket across Qatar.
4. WORLD MASTERCARD
Bank: Dukhan Bank
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Shopping offers, Entertainment, Hotel offers, Supplementary cards, Sharia compliant
In order to enrich our customers’ travel, shopping, and boarding experiences, Dukhan Bank now presents to them the World Mastercard credit card. While the World Mastercard unlocks a wide variety of privileges for its cardholders, it also provides them peace of mind with their offer of various insurance and protectio...
5. Mastercard Titanium
Bank: Commercial Bank of Qatar
- Annual fee: QAR 600 (First year free no annual/joining fee. Second year fees QAR 600* deducted on 1st anniversary of the Credit Card.)
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Shopping offers, Hotel offers, Supplementary cards
Experience rich rewards and best in class benefits with Commercial Bank Mastercard Titanium. The distinctive Titanium Credit Card offers outstanding service, higher limits, and a prestigious range of travel, dinning, shopping and lifestyle rewards.
6. Deyafa - Signature
Bank: Qatar International Islamic Bank (QIIB) - Doha
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
Apply today and enjoy the best credit cards from QIIB with 5% payment plan that fulfils all your purchases needs in addition to local and international benefits
7. Gold and Platinum Credit Cards
Bank: QATAR ISLAMIC BANK, Doha
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
QIB Gold & Platinum credit cards give you the flexibility to pay a minimum of 5% of all your purchases.
8. VISA INFINITE
Bank: Masraf Al Rayan
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
Masraf Al Rayan’s Visa Infinite is designed exclusively for our Elite customers.Visa Infinite card will provide unique and personalized product for a group of few.
9. DOHA BANK VISA SIGNATURE
Bank: Doha Bank
- Annual fee: Not published
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Dining offers, Shopping offers, Entertainment, Hotel offers, Supplementary cards
Enjoy exclusive privileges with your Doha Bank Visa Signature Credit Card and discover plenty of offers that match your lifestyle.
10. Visa Infinite Retail
Bank: Dukhan Bank
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Supplementary cards, Sharia compliant
Your invitation to infinite privileges with Dukhan Bank Visa Infinite Retail Credit Card. Enjoy access to a dedicated Lounge service that provides complimentary entry to over 1,000 airport lounges globally for you and a guest through LoungeKey.
11. Visa-Platinum
Bank: Commercial Bank of Qatar
- Annual fee: Not published
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Shopping offers, Hotel offers, Supplementary cards
Experience rich rewards and best in class benefits with Commercial Bank Visa Platinum. The distinctive Platinum Credit Card offers outstanding service, higher limits, and a prestigious range of travel, dinning, shopping and lifestyle rewards.
12. Wajaha -Infinite
Bank: Qatar International Islamic Bank (QIIB) - Doha
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
Apply today and enjoy the best credit cards from QIIB with 5% payment plan that fulfils all your purchases needs in addition to local and international benefits
13. Infinite Credit Card
Bank: QATAR ISLAMIC BANK, Doha
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
QIB Infinite credit card gives you the flexibility to pay a minimum of 5% of all your purchases and host of exclusive benefits.
14. VISA SIGNATURE
Bank: Masraf Al Rayan
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
Get superior leisure and travel privileges, with Masraf Al Rayan’s Signature card. Designed to recognize the status of affluent, high-achieving consumers and rewards them to honor their success.
15. VISA SIGNATURE CASHBACK
Bank: Doha Bank
- Annual fee: Not published
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Travel benefits, Shopping offers, Entertainment, Hotel offers, Supplementary cards
The Doha Bank Visa Signature Cashback offers up to 10% cashback on groceries, online deliveries, mobile top-ups, fuel and school fees — a Qatar first. Enjoy up to 50% cashback on digital entertainment and movie tickets, access to 1,000+ airport lounges worldwide, and multi-trip travel insurance up to USD 500,000 inc...
7 Smart Tips Before You Apply
What banks won't put in their marketing — but every smart applicant should know.
- Compare APR, not just headline rates. The advertised "low interest" is usually a promo. The real cost is the Annual Percentage Rate (APR) after fees, balance transfer charges, and FX markups. A 1.5% monthly rate is actually ~19.6% APR.
- Read the small print on rewards. Banks advertise "5% cashback" but cap it at $20/month. After the cap, you earn 0.5%. Always check the monthly cap, eligible merchants, and minimum spend requirements.
- Know your credit profile before applying. Each rejected application damages your credit score. Use the bank's pre-qualification check (soft pull) before submitting a formal application (hard pull).
- Avoid cash advances at all costs. Cash advance APR is usually 5-10% higher than purchase APR, with no grace period and an upfront fee of 2-5% of the amount. Use only in emergencies.
- Set up direct debit for the full balance. Paying only the minimum (often 5% of balance) means interest accrues on the rest. A balance of $1,000 paid at minimum costs ~$1,400 in interest over 5 years.
- Use foreign-fee-free cards abroad. Standard cards charge 2-3% on every foreign transaction plus FX markup. Travel cards charge 0%. On a $3,000 holiday, that's $90 saved.
- Watch the annual fee waiver conditions. Many premium cards waive fees in year 1 only or require a minimum annual spend (e.g. $5,000) to keep the waiver. Set a reminder before renewal.
Common Mistakes to Avoid
The five most expensive errors people make with credit cards:
- Applying for too many cards at once. Each application is a hard credit pull. 3+ pulls in 6 months drops your score 30-50 points. Space out applications by at least 90 days.
- Only paying the minimum. If you have $5,000 balance at 24% APR and pay only the minimum (5%), you'll pay $1,500+ in interest before clearing the debt. Always pay in full when possible.
- Ignoring the fine print on welcome bonuses. "Get $200 cashback!" usually requires spending $3,000 in 90 days. Read the qualifying spend, the eligible categories, and the payout timeline.
- Not using benefits you've already paid for. If you pay a $400 annual fee for a card with airport lounge access, lost-baggage insurance, and concierge — use them. Most users don't claim 80% of what they paid for.
- Treating credit cards as free money. They're high-cost short-term loans. The minimum payment cycle is designed to keep you indebted for 7-10 years on average.
How to Choose the Right Credit card in Qatar
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Customer support — 24/7 helpline, branch network, dispute resolution time
- Regulation — check the issuer's licence on the Qatar Central Bank (QCB) public register before you apply
Frequently Asked Questions: Credit cards in Qatar
What is the best credit card in Qatar for 2026?
The best credit card depends on your priorities — income level, spending habits, and eligibility. Use the comparison table above to filter by rate, benefits, and bank. For premium benefits with worldwide acceptance, look at Platinum tier cards. For low income requirements, classic tier cards offer easier eligibility. Compare the 15 products in this guide above.
What credit score do I need for a credit card in Qatar?
Buzdy does not hold credit-score or credit-bureau data, and each bank sets its own threshold. None of the 15 products in this guide publish a minimum income requirement on their product page, so ask the bank directly before applying.
Can I apply online for a credit card in Qatar?
Yes, most major banks in Qatar now offer fully online applications. Tap "View" on any credit card above to start the application process directly with the bank.
What documents do I need?
Standard documents: valid government ID, tax identification number, proof of address (utility bill or rental agreement), latest 3 months of payslips (for salaried applicants) or 6 months of bank statements (self-employed), and a recent passport-size photograph. Exact requirements vary by bank.
Are these credit cards regulated and safe?
Retail banking in Qatar is supervised by Qatar Central Bank (QCB). Buzdy has not individually verified the licence status of each issuer on this page, so check the regulator’s own public register before you apply — and escalate an unresolved dispute there.
Can I get a credit card if I am self-employed in Qatar?
Yes. Self-employed applicants typically need: business registration, latest tax returns, 6 months of bank statements, and audited financials (for higher tiers). Approval rates are lower than for salaried applicants but several banks specifically cater to small business owners.
What happens if I default on payments?
Missed payments trigger late fees, a credit-score drop, and a higher interest rate going forward. After 90 days of non-payment, the account goes to collections and is reported to credit bureaus. Contact your bank BEFORE missing a payment if you have trouble — most banks offer hardship plans.
Related Guides for Qatar
- All banks in Qatar
- Bank branches across Qatar
- Credit Cards In Qatar 2026
- Personal Loans In Qatar 2026
- Savings Accounts In Qatar 2026
- Qatar EMI calculator
- Qatar savings calculator
How We Compare
Our editorial team reviews each product based on annual fees, interest rates, rewards programs, eligibility requirements, and verified bank disclosures. We update this comparison regularly to reflect the latest offers. Data is sourced from official bank websites and verified where regulatory filings are publicly available.
Buzdy compares products from 555 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
Disclosure: Buzdy may earn a referral commission when you apply through links on our site. Commissions never influence rankings. Read our full editorial standards.
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