Looking for the best Credit Cards in Mexico? We have compared 15 Credit Cards from top banks in Mexico to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Mexico (2026)
1. Banorte Clasica
Bank: Banorte
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Chip/Pin, Supplementary Cards
Entry-level card for credit building with basic protection and meses sin intereses promotions.
2. Banorte Gold
Bank: Banorte
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Chip/Pin, Supplementary Cards
Mid-tier card with Banorte rewards, basic travel insurance, and months-without-interest promotions.
3. Banorte Platinum
Bank: Banorte
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Premium card with lounge access, travel insurance, and Banorte rewards points earning.
4. Banorte Visa Infinite
Bank: Banorte
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Banorte flagship card with unlimited lounge access, top-tier travel insurance, and maximum Programa de Recompensas earning.
5. BBVA MX Gold
Bank: BBVA Mexico
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Chip/Pin, Supplementary Cards
Mid-range card earning BBVA points on every purchase with basic travel insurance and extended warranty.
6. BBVA MX Oro
Bank: BBVA Mexico
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Chip/Pin, Supplementary Cards
Entry-level card with low annual fee, basic BBVA points earning, and purchase protection.
7. BBVA MX Platinum
Bank: BBVA Mexico
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Premium card with limited lounge visits, travel insurance, and access to exclusive dining and entertainment events.
8. BBVA MX Visa Infinite
Bank: BBVA Mexico
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
BBVA Mexico ultra-premium card with unlimited Priority Pass lounge access, top travel insurance, and accelerated BBVA points.
9. Citibanamex Clasica
Bank: Citibanamex
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Chip/Pin, Supplementary Cards
Basic card for everyday purchases with access to months-without-interest at participating retailers.
10. Citibanamex Platinum
Bank: Citibanamex
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Premium card with lounge access, travel insurance, and ThankYou rewards across Mexico.
11. Citibanamex Prestige
Bank: Citibanamex
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
Citibanamex top-tier card with Priority Pass lounge access, ThankYou points, and exclusive lifestyle concierge.
12. Citibanamex Rewards
Bank: Citibanamex
- Interest Rate: 3.00% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Chip/Pin, Supplementary Cards
Mid-range card earning ThankYou points with promotional interest-free installments.
13. Balance Transfer Credit Card
Bank: HSBC
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Interest Free Days, Internet Banking
Give yourself some breathing room with our longest balance transfer offer (fees apply). Transfer your other credit card balances so that you make just one monthly payment for everything. Representativ
14. Classic Credit Card
Bank: HSBC
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Interest Free Days
If you're looking to build or improve your credit rating, this credit card could be the one for you. Representative 29.9% APR (variable). Credit is subject to status, affordability and terms and cond
15. Global Private Banking Card
Bank: HSBC
- Interest Rate: 3.49% per month
- Salary/Eligibility: Not Required
- Rewards: Private banking rewards and concierge
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
HSBC Global Private Banking Credit Card__ The contemporary design and metal finish is just the beginning. With the Global Private Banking Credit Card you earn Air Miles on all your spends and redeem t
How to Choose a Credit Card in Mexico
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Mexico for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Mexico now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Mexico?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Mexico →
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How We Compare Best Credit Cards in Mexico 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Mexico. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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