Looking for the best Credit Cards in Egypt? We have compared 15 Credit Cards from top banks in Egypt to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Egypt (2026)
1. BM Mastercard World
Bank: Banque Misr Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Flagship card with Mastercard World benefits including premium lounge access and comprehensive travel cover.
2. BM Visa Classic
Bank: Banque Misr Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Entry-level card with basic features and wide acceptance for everyday purchases and building credit.
3. BM Visa Gold
Bank: Banque Misr Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Chip/Pin
Mid-range card with basic travel insurance and merchant discounts for everyday Egyptian consumers.
4. BM Visa Platinum
Bank: Banque Misr Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Banque Misr premium card with lounge access, travel insurance, and exclusive merchant offers across Egypt.
5. CIB Mastercard Titanium
Bank: CIB Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Upper-mid-tier card with enhanced benefits beyond standard platinum, including better rewards earning.
6. CIB Visa Platinum
Bank: CIB Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Mid-premium card with travel insurance, purchase protection, and CIB rewards earning for frequent spenders.
7. CIB Visa Signature
Bank: CIB Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium Visa card with Signature-tier benefits including lounge access, travel insurance, and Luxury Hotel Collection.
8. CIB World Elite Mastercard
Bank: CIB Egypt
- Interest Rate: 2.25% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
CIB flagship card with unlimited airport lounge access, premium concierge, and World Elite lifestyle benefits.
9. Balance Transfer Credit Card
Bank: HSBC
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Interest Free Days, Internet Banking
Give yourself some breathing room with our longest balance transfer offer (fees apply). Transfer your other credit card balances so that you make just one monthly payment for everything. Representativ
10. Classic Credit Card
Bank: HSBC
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Purchase Protection, Interest Free Days
If you're looking to build or improve your credit rating, this credit card could be the one for you. Representative 29.9% APR (variable). Credit is subject to status, affordability and terms and cond
11. Global Private Banking Card
Bank: HSBC
- Interest Rate: 3.49% per month
- Salary/Eligibility: Not Required
- Rewards: Private banking rewards and concierge
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
HSBC Global Private Banking Credit Card__ The contemporary design and metal finish is just the beginning. With the Global Private Banking Credit Card you earn Air Miles on all your spends and redeem t
12. Gold Mastercard
Bank: HSBC
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
HSBC France Gold Mastercard features no annual fee and no foreign transaction fees, 18-month 0% intro APR on purchases and balance transfers, travel accident and rental car insurance, Mastercard Price
13. HSBC Advance Credit Card
Bank: HSBC
- Interest Rate: 3.49% per month
- Salary/Eligibility: Not Required
- Cashback: Get AED 500 cashback when you apply for an Advance Credit Card today
- Rewards: Advance Air Miles and dining rewards
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits
The HSBC Advance Credit Card comes with Air Miles rewards, complimentary HSBC ENTERTAINER app, a wide range of travel and lifestyle benefits, including hotel discounts, complimentary airport lounges a
14. HSBC Advance Credit Card
Bank: HSBC
- Cashback: Spend on your HSBC Advance Credit Card and get up to 2.5% Base Cashback on your local and overseas purchases
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Entertainment Benefits, Hotel Discounts & Offers, Lifestyle Privileges
Life's more rewarding with a cashback credit card, and HSBC Advance Credit Card is one of the very best in town.
15. HSBC Black Credit Card
Bank: HSBC
- Annual Fee: Annual fee: AED 1,575 including VAT
- Interest Rate: 3.49% per month
- Salary/Eligibility: Not Required
- Cashback: Get AED 500 cashback when you apply for Black Credit Card today
- Rewards: Premium Air Miles rewards
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
The HSBC Black Credit Card comes in a contemporary design rendered in metal3 and is fully loaded with great travel & lifestyle benefits. From travel to culinary experiences, lifestyle and shopping the
How to Choose a Credit Card in Egypt
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by CBE
Frequently Asked Questions
What is the best Credit Card in Egypt for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Egypt now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Egypt?
Besides cards, popular payment methods include Fawry, Vodafone Cash.
Compare all Credit Cards in Egypt →
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How We Compare Best Credit Cards in Egypt 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Egypt. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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