Looking for the best Credit Cards in Belgium? We have compared 15 Credit Cards from top banks in Belgium to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Belgium (2026)
1. Elite Travel Mastercard
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
World Elite is the most prestigious status within the Mastercard network. And the Beobank Elite Travel Mastercard achieved World Elite status. With this new premium status comes a lot of privileges an
2. Extra Mastercard
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
Beobank Online and Beobank Mobile allow you to manage your credit card account day and night. The innovative chip on your card allows you to pay for small expenses quickly, easily, and contactless. Yo
3. Flying Blue World Mastercard
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
With the Beobank Flying Blue World Mastercard, you can pay in no less than 22 million shops and withdraw money from 1 million ATMs. Withdraw up to €1,000 per 24 hours from ATMs in Belgium and up to
4. Mastercard Classic
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
With the Beobank Mastercard Classic, you can pay in no less than 22 million shops and withdraw money from 1 million ATMs. Withdraw up to €1,000 per 24 hours from ATMs in Belgium and abroad.
5. Neckermann World Mastercard
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
Beobank Neckermann World Mastercard earns points on every purchase, 1 point per EUR at Neckermann and 1 per 2 EUR elsewhere, redeemable for holiday discounts up to 250 EUR/year. Includes purchase insu
6. Premium Flying Blue World Card
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
Premium Flying Blue World Mastercard__ For every euro you spend with your card, you will receive 1.25 Miles. With the Beobank Premium Flying Blue World Mastercard, you can pay in no less than 22 milli
7. Q8 World Mastercard
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
You get a 4% discount on your refuelling at Q8 in Belgium for the first 3 months, then 2%. You will also receive a 2% discount on your transactions in the Q8 refuelling shops and a 0.5% discount on al
8. Visa Extra
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
With Visa Extra, you have a credit facility of, (for example), 3,000 euros that you use and replenish at your own pace. The innovative chip on your card allows you to pay for small expenses quickly, e
9. Visa Gold
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
The Visa Gold card is accepted in almost all countries and businesses. Withdraw up to €1,000 per 24 hours from ATMs in Belgium and abroad. You don't need to open an account with Beobank to enjoy the
10. Young Mastercard
Bank: Beobank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
You can apply for a Beobank Young Mastercard credit card if you are 18 years or older, study at a Belgian college or university and hold a current account with a Belgian bank (on presentation of your
11. Visa Classic Credit Card
Bank: Crelan
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
Crelan's Visa card is the ideal payment method for all your online purchases. You automatically benefit from various benefits such as an extended warranty and protection against theft or non-delivery
12. Visa Gold Credit Card
Bank: Crelan
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
The Visa Gold card is the ideal payment method for those who love to travel. With it, you benefit from all the guarantees of the Visa Classic card, but also many additional benefits. For example, canc
13. Visa Classic
Bank: Keytrade Bank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
With visa classic you can withdraw cash from ATMs worldwide and from ATMs in the eurozone even free of charge. Also your purchases are safe thanks to the Safe Online insurance and Purchase insurance.
14. Visa Gold
Bank: Keytrade Bank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
VISA Gold card is free of charge. The accident and cancellation insurance, as well as the accompanying assistance, make it an ideal travel companion. With the VISA Gold card, you can withdraw cash fro
15. Visa Platinum
Bank: Keytrade Bank
- Interest Rate: 1.42% per month
- Salary/Eligibility: Not Required
- Benefits: Chip/Pin, Supplementary Cards
VISA Platinum card is free of charge. VISA Platinum card allows you to determine your card's settings yourself, such as online payment, contactless payment or payment without a PIN, or cash withdrawal
How to Choose a Credit Card in Belgium
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Belgium for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Belgium now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Belgium?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Belgium →
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How We Compare Best Credit Cards in Belgium 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Belgium. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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