Last updated: August 2, 2026 · Credit cards compared: 15 · Data source: issuer product pages, recorded in the Buzdy database · cited pages where we hold them
Reviewed by Zia Shahid, Buzdy Banking Editor · Our methodology
? In this guide
Looking for a credit card in Bahrain in 2026? We hold verified data on 33 credit cards in Bahrain and show the top 15 here. Every figure below is printed from the record Buzdy holds for that product, taken from the issuer's own published material — where a bank does not publish a number, this guide says Not published rather than guessing. We link the exact issuer page under Sources for every product where we have recorded it; for the rest we hold the figure but not the page, and say so.
How this list is ordered. Ranked on the data we actually hold: cards with no annual fee first, then by how many benefits we can verify from the issuer's own product page, then by the lowest published interest rate, then by the lowest published minimum income. We then rotate one card per bank so a single issuer cannot fill the list.
This is not a complete list of every credit card sold in Bahrain. It is the set Buzdy has verified data for, from 7 issuers, as of August 2, 2026.
Quick Comparison: 15 Credit Cards in Bahrain
Side by side, in the order explained above. Tap any name for the full product page.
| Credit card | Bank | Annual fee | Interest rate | Verified benefits | Details |
|---|---|---|---|---|---|
| 1. Rewards Credit Card | Ahli United Bank B.S.C | Not published | 24% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 2. Al Ghalya Titanium Mastercard | National Bank of Bahrain | Not published | 18% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 3. Visa Platinum | Bahrain Islamic Bank B.S.C. | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Hotel offers | View → |
| 4. Infinite Credit Card | Khaleeji Commercial Bank BSC | Not published | 21.96% per month | Airport lounge, Cashback, Rewards points, Hotel offers | View → |
| 5. Platinum | Ithmaar Bank B.S.C. ( c ) | Not published | 21.96% per month | Airport lounge, Cashback, Rewards points, Travel benefits | View → |
| 6. MasterCard "Platinum Card" | Al Baraka Islamic Bank B.S.C. | Not published | 21.6% per month | Airport lounge, Rewards points, Hotel offers, Supplementary cards | View → |
| 7. Classic credit card | ABC Islamic Bank (E.C.) | Not published | 21.6% per month | Rewards points, Shopping offers, Supplementary cards, Sharia compliant | View → |
| 8. AUB Premier Credit Card | Ahli United Bank B.S.C | Not published | 24% per month | Airport lounge, Rewards points, Dining offers, Digital wallet | View → |
| 9. Titanium Credit Card | National Bank of Bahrain | Not published | 20.04% per month | Airport lounge, Rewards points, Digital wallet, Entertainment | View → |
| 10. BisB Visa Infinite Card. | Bahrain Islamic Bank B.S.C. | Not published | 21% per month | Rewards points, Travel benefits, Shopping offers, Supplementary cards | View → |
| 11. Platinum Credit Card | Khaleeji Commercial Bank BSC | Not published | 21.96% per month | Airport lounge, Cashback, Rewards points, Supplementary cards | View → |
| 12. Titanium credit Card | Ithmaar Bank B.S.C. ( c ) | Not published | 21.96% per month | Airport lounge, Cashback, Rewards points, Travel benefits | View → |
| 13. MasterCard "Titanium Card" | Al Baraka Islamic Bank B.S.C. | Not published | 21.6% per month | Airport lounge, Rewards points, Hotel offers, Supplementary cards | View → |
| 14. Gold Credit Card | ABC Islamic Bank (E.C.) | Not published | 21.6% per month | Rewards points, Supplementary cards, Sharia compliant | View → |
| 15. AUB World MasterCard | Ahli United Bank B.S.C | Not published | 24% per month | Airport lounge, Dining offers, Digital wallet, Shopping offers | View → |
The 15 Credit Cards in Detail
1. Rewards Credit Card
Bank: Ahli United Bank B.S.C
- Annual fee: Not published
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards
The new AUB Rewards Credit Card (World Mastercard®) makes your shopping even more rewarding. Enjoy a card that offers new options, more flexibility and extra rewards to compliment your lifestyle. Apply for your new card today and get rewards faster than ever!
2. Al Ghalya Titanium Mastercard
Bank: National Bank of Bahrain
- Annual fee: Not published
- Interest rate: 18% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Entertainment, Hotel offers, Supplementary cards
Introducing Al Ghalya Titanium Mastercard, a one-of-a-kind Credit Card exclusively for women.
3. Visa Platinum
Bank: Bahrain Islamic Bank B.S.C.
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Hotel offers, Supplementary cards, Sharia compliant
Premium Cards Elevate the way your bank with BisB through the Platinum Credit Card.
4. Infinite Credit Card
Bank: Khaleeji Commercial Bank BSC
- Annual fee: Not published
- Interest rate: 21.96% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Rewards points, Hotel offers, Supplementary cards, Sharia compliant
Our Shari’a compliant KHCB Visa Credit Cards are accepted worldwide with competitive profit rates. You can enjoy our Classic, Gold and Platinum Cards for personal use and our Corporate Card for your business needs, the perfect personal and professional financing partner both at home and abroad.
5. Platinum
Bank: Ithmaar Bank B.S.C. ( c )
- Annual fee: Not published
- Interest rate: 21.96% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Rewards points, Travel benefits, Supplementary cards, Sharia compliant
The Ithmaar Bank Platinum Credit Card is a premium Shariah-compliant card offering generous Ithmaar Rewards points on every transaction. Redeem points for travel across 700 airlines, 150,000+ hotels and car rental services worldwide. Every 1,000 points equals BD 15 in value. Enjoy enhanced credit limits, worldwide a...
6. MasterCard "Platinum Card"
Bank: Al Baraka Islamic Bank B.S.C.
- Annual fee: Not published
- Interest rate: 21.6% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Hotel offers, Supplementary cards, Sharia compliant
With your MasterCard Platinum Credit Card, you can unlock new possibilities with every tap. Not only getting the experience of the most competitive fees on the market, but you would gain the access to over 900 airport lounges worldwide as a holder of one of the world’s most prestigious credit cards.
7. Classic credit card
Bank: ABC Islamic Bank (E.C.)
- Annual fee: Not published
- Interest rate: 21.6% per month
- Minimum income: Not published
- Verified benefits: Rewards points, Shopping offers, Supplementary cards, Sharia compliant
Bank ABC Credit Cards offer a revolving credit limit that can be used locally or internationally for purchases and cash withdrawals.
8. AUB Premier Credit Card
Bank: Ahli United Bank B.S.C
- Annual fee: Not published
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards
Get the card that delivers superior lifestyle experiences. AUB Premier Credit Card, the most prestigious card powered by Mastercard World Elite, offers you unparalleled benefits and privileges.
9. Titanium Credit Card
Bank: National Bank of Bahrain
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Digital wallet, Entertainment, Hotel offers, Supplementary cards
Enjoy an array of benefits that enhance your everyday life, manage financial responsibilities while enjoying life.
10. BisB Visa Infinite Card.
Bank: Bahrain Islamic Bank B.S.C.
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Rewards points, Travel benefits, Shopping offers, Supplementary cards, Sharia compliant
The BisB Visa Infinite Card provides unlimited access to 1,300+ airport lounges in 500+ cities for you and a guest per visit. Enjoy a 24/7 Visa Infinite Concierge for luxury travel and dining, access to 900+ prestigious hotel properties worldwide, BisB Rewards redeemable for travel and cashback with Gulf Air, Etihad...
11. Platinum Credit Card
Bank: Khaleeji Commercial Bank BSC
- Annual fee: Not published
- Interest rate: 21.96% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Rewards points, Supplementary cards, Sharia compliant
Our Shari’a compliant KHCB Visa Credit Cards are accepted worldwide with competitive profit rates. You can enjoy our Classic, Gold and Platinum Cards for personal use and our Corporate Card for your business needs, the perfect personal and professional financing partner both at home and abroad.
12. Titanium credit Card
Bank: Ithmaar Bank B.S.C. ( c )
- Annual fee: Not published
- Interest rate: 21.96% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Rewards points, Travel benefits, Supplementary cards, Sharia compliant
The Ithmaar Bank Titanium Credit Card is a Shariah-compliant card that earns Ithmaar Rewards points on every purchase. Redeem points through the Ithmaar Rewards portal for travel bookings across 700 airlines, 150,000+ hotels and car rentals. Every 1,000 points equals BD 15 in value. A practical everyday card with Is...
13. MasterCard "Titanium Card"
Bank: Al Baraka Islamic Bank B.S.C.
- Annual fee: Not published
- Interest rate: 21.6% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Hotel offers, Supplementary cards, Sharia compliant
Discover a world of opportunities and rewards with MasterCard Titanium Credit Card. As part of our commitment to create new possibilities for our customers to enjoy premium products and services, we are now offering you the chance to experience MasterCard Titanium.
14. Gold Credit Card
Bank: ABC Islamic Bank (E.C.)
- Annual fee: Not published
- Interest rate: 21.6% per month
- Minimum income: Not published
- Verified benefits: Rewards points, Supplementary cards, Sharia compliant
Bank ABC Credit Cards offer a revolving credit limit that can be used locally or internationally for purchases and cash withdrawals.
15. AUB World MasterCard
Bank: Ahli United Bank B.S.C
- Annual fee: Not published
- Interest rate: 24% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Dining offers, Digital wallet, Shopping offers, Entertainment, Supplementary cards
Welcome to the world of exclusive privileges of Ahli United Bank World MasterCard® Enjoy handpicked services and benefits to complement your elegant lifestyle. And with extended free credit period and double air miles on travel spends, the rewards are unending.
7 Smart Tips Before You Apply
What banks won't put in their marketing — but every smart applicant should know.
- Compare APR, not just headline rates. The advertised "low interest" is usually a promo. The real cost is the Annual Percentage Rate (APR) after fees, balance transfer charges, and FX markups. A 1.5% monthly rate is actually ~19.6% APR.
- Read the small print on rewards. Banks advertise "5% cashback" but cap it at $20/month. After the cap, you earn 0.5%. Always check the monthly cap, eligible merchants, and minimum spend requirements.
- Know your credit profile before applying. Each rejected application damages your credit score. Use the bank's pre-qualification check (soft pull) before submitting a formal application (hard pull).
- Avoid cash advances at all costs. Cash advance APR is usually 5-10% higher than purchase APR, with no grace period and an upfront fee of 2-5% of the amount. Use only in emergencies.
- Set up direct debit for the full balance. Paying only the minimum (often 5% of balance) means interest accrues on the rest. A balance of $1,000 paid at minimum costs ~$1,400 in interest over 5 years.
- Use foreign-fee-free cards abroad. Standard cards charge 2-3% on every foreign transaction plus FX markup. Travel cards charge 0%. On a $3,000 holiday, that's $90 saved.
- Watch the annual fee waiver conditions. Many premium cards waive fees in year 1 only or require a minimum annual spend (e.g. $5,000) to keep the waiver. Set a reminder before renewal.
Common Mistakes to Avoid
The five most expensive errors people make with credit cards:
- Applying for too many cards at once. Each application is a hard credit pull. 3+ pulls in 6 months drops your score 30-50 points. Space out applications by at least 90 days.
- Only paying the minimum. If you have $5,000 balance at 24% APR and pay only the minimum (5%), you'll pay $1,500+ in interest before clearing the debt. Always pay in full when possible.
- Ignoring the fine print on welcome bonuses. "Get $200 cashback!" usually requires spending $3,000 in 90 days. Read the qualifying spend, the eligible categories, and the payout timeline.
- Not using benefits you've already paid for. If you pay a $400 annual fee for a card with airport lounge access, lost-baggage insurance, and concierge — use them. Most users don't claim 80% of what they paid for.
- Treating credit cards as free money. They're high-cost short-term loans. The minimum payment cycle is designed to keep you indebted for 7-10 years on average.
How to Choose the Right Credit card in Bahrain
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Customer support — 24/7 helpline, branch network, dispute resolution time
- Regulation — check the issuer's licence on the Central Bank of Bahrain (CBB) public register before you apply
Frequently Asked Questions: Credit cards in Bahrain
What is the best credit card in Bahrain for 2026?
The best credit card depends on your priorities — income level, spending habits, and eligibility. Use the comparison table above to filter by rate, benefits, and bank. For premium benefits with worldwide acceptance, look at Platinum tier cards. For low income requirements, classic tier cards offer easier eligibility. Compare the 15 products in this guide above.
What credit score do I need for a credit card in Bahrain?
Buzdy does not hold credit-score or credit-bureau data, and each bank sets its own threshold. None of the 15 products in this guide publish a minimum income requirement on their product page, so ask the bank directly before applying.
Can I apply online for a credit card in Bahrain?
Yes, most major banks in Bahrain now offer fully online applications. Tap "View" on any credit card above to start the application process directly with the bank.
What documents do I need?
Standard documents: valid government ID, tax identification number, proof of address (utility bill or rental agreement), latest 3 months of payslips (for salaried applicants) or 6 months of bank statements (self-employed), and a recent passport-size photograph. Exact requirements vary by bank.
Are these credit cards regulated and safe?
Retail banking in Bahrain is supervised by Central Bank of Bahrain (CBB). Buzdy has not individually verified the licence status of each issuer on this page, so check the regulator’s own public register before you apply — and escalate an unresolved dispute there.
Can I get a credit card if I am self-employed in Bahrain?
Yes. Self-employed applicants typically need: business registration, latest tax returns, 6 months of bank statements, and audited financials (for higher tiers). Approval rates are lower than for salaried applicants but several banks specifically cater to small business owners.
What happens if I default on payments?
Missed payments trigger late fees, a credit-score drop, and a higher interest rate going forward. After 90 days of non-payment, the account goes to collections and is reported to credit bureaus. Contact your bank BEFORE missing a payment if you have trouble — most banks offer hardship plans.
Related Guides for Bahrain
- All banks in Bahrain
- Bank branches across Bahrain
- Credit Cards In Bahrain 2026
- Personal Loans In Bahrain 2026
- Savings Accounts In Bahrain 2026
- Bahrain EMI calculator
- Bahrain savings calculator
How We Compare
Our editorial team reviews each product based on annual fees, interest rates, rewards programs, eligibility requirements, and verified bank disclosures. We update this comparison regularly to reflect the latest offers. Data is sourced from official bank websites and verified where regulatory filings are publicly available.
Buzdy compares products from 555 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
Disclosure: Buzdy may earn a referral commission when you apply through links on our site. Commissions never influence rankings. Read our full editorial standards.
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