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| Purchase Protection | ARP | Rewards Program | Annual Fees | Welcome Offer | Lounge Access | Purchase APR | |
|---|---|---|---|---|---|---|---|
| Yes | 59.3% | Spend £12,000 or more on your card within your first 12 months of membership to receive a further 40,000 reward points at the anniversary of card membership. | £195 | Receive 40,000 reward points when you spend £2,000 on your card in the first 90 days of card membership. | Get access to more than 750 airport lounges worldwide with LoungeKey | 18.9% |