Last updated: June 28, 2026 · Data source: Official Citi site, FDIC filings
Reviewed by Zia Shahid, Buzdy Banking Editor
Citibank (Citigroup) is a globally connected US bank, strong in major cities and for international transfers. This review covers Citi checking and savings, its standout rewards cards, and routing/SWIFT details.
Citibank at a glance
- Best for: rewards cards, international and city banking
- Top cards: Custom Cash, Double Cash (2%), Strata Premier (travel)
- ATMs: large fee-free network plus global Citi presence
Accounts & global reach
Citi's relationship tiers waive fees at higher balances, and its global footprint makes international wires and multi-country banking easier than most US-only banks. The Double Cash and Custom Cash cards are among the best flat and category cash-back cards available.
Branches & routing number
Citi concentrates branches in major metros — see our New York and Chicago pages, or all US branches. For direct deposit or international transfers, see the Citibank routing number & SWIFT code page.
FAQ
What is Citibank's SWIFT code?
Citibank's SWIFT/BIC code is CITIUS33 (confirm on the routing & SWIFT page). You need it to receive international transfers.
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