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| Features & Benefits | VPBank Cashback | Techcombank Visa Platinum | Techcombank Visa Gold |
|---|---|---|---|
| Cash Back | Yes | Up to 3 million VND/month, up to 10% | Yes |
| Chip/Pin | Yes | Yes | Yes |
| Digital Wallet | Yes | — | — |
| Dinning Benefits | — | Yes | — |
| Interest Rate | 1.83% per month | — | — |
| Internet Banking | — | Yes | Yes |
| Payment Network | — | Visa | Visa |
| Purchase Protection | Yes | — | — |
| Rewards Program | — | Techcombank Rewards | Techcombank Rewards |
| Salary Transfer Required | Not Required | — | — |
| Shopping Discounts | — | — | Yes |
| Shopping Discounts | — | — | Yes |
| Supplementary Cards | Yes | — | — |
| Travel Benefits | — | Yes | — |
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